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Buying a home in Warner, New Hampshire

The typical owner-occupied home in Warner is worth about $386,400, 4% below the New Hampshire median of $402,500 and 16% above the national median of $332,700. Owners pay a median $8,438 a year in property taxes, about 2.18% of their home's value, higher than the New Hampshire rate of 1.66%. The median household earns $47,885 a year, so the median home costs 8.1 times the median income (4.1 times for New Hampshire). 28% of occupied homes here are lived in by their owners, and 60% of those owners still have a mortgage.

Warner at a glance

Warner New Hampshire U.S.
Median home value $386,400 $402,500 $332,700
Median property tax paid per year $8,438 $6,667 $3,119
Property tax as a share of value 2.18% 1.66% 0.94%
Median household income $47,885 $99,031 $80,734
Homes lived in by their owners 28% 73% 65%
Owner homes with a mortgage 60% 62% 61%
Median monthly costs, owners with a mortgage $2,769 $2,367 $1,963
Those costs as a share of the owners' income 25.7% 21.9% 21.0%
Median rent $1,063 $1,491 $1,413
Rent as a share of renters' income 28.6% 29.4% 30.6%
Median year homes were built 1955 1979 1980
Vacant homes 0.0% 14.3% 10.1%
Population 341 1,394,868 334,922,499

What a typical home costs per month in Warner

At this week's average 30-year rate of 7.11%, buying the median Warner home of $386,400 with 20% down costs about $2,942 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $3,586, because the loan is bigger and FHA adds mortgage insurance.

Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $126,104 for the 20%-down payment. That payment is 74% of the median Warner household income of $47,885; at that income and 20% down, the 28% guideline points to a home of about $147,000.

The median rent here is $1,063 a month, so owning the median home costs about $1,879 a month more than renting, before you count the equity you build and any tax benefits.

20% down, 30-year conventional loan
Down payment$77,280
Loan amount$309,120
Principal and interest$2,079
Property taxes (2.18% a year)$702
Homeowners insurance (our estimate, 0.5% a year)$161
PMI$0
Total per month$2,942

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3.5% down, 30-year FHA loan
Down payment$13,524
Loan amount$379,401
Principal and interest$2,552
Property taxes (2.18% a year)$702
Homeowners insurance (our estimate, 0.5% a year)$161
FHA mortgage insurance$171
Total per month$3,586

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Questions about home buying in Warner

What is the median home value in Warner?

About $386,400 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.

How much are property taxes in Warner?

Homeowners pay a median $8,438 a year, which is about 2.18% of the median home value. Your bill depends on your home's assessed value and local rates.

What income do you need to buy a home in Warner?

For the median home with 20% down at 7.11%, the payment is about $2,942 a month. Keeping that under 28% of gross income takes about $126,104 a year.

More about Warner

Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data