The typical owner-occupied home in Loudon is worth about $410,200, about the same as the New Hampshire median of $402,500 and 23% above the national median of $332,700. Owners pay a median $6,121 a year in property taxes, about 1.49% of their home's value, lower than the New Hampshire rate of 1.66%. The median household earns $106,486 a year, so the median home costs 3.9 times the median income (4.1 times for New Hampshire). 83% of occupied homes here are lived in by their owners, and 33% of those owners still have a mortgage.
Loudon at a glance
| Loudon | New Hampshire | U.S. | |
|---|---|---|---|
| Median home value | $410,200 | $402,500 | $332,700 |
| Median property tax paid per year | $6,121 | $6,667 | $3,119 |
| Property tax as a share of value | 1.49% | 1.66% | 0.94% |
| Median household income | $106,486 | $99,031 | $80,734 |
| Homes lived in by their owners | 83% | 73% | 65% |
| Owner homes with a mortgage | 33% | 62% | 61% |
| Median monthly costs, owners with a mortgage | $2,480 | $2,367 | $1,963 |
| Those costs as a share of the owners' income | 29.6% | 21.9% | 21.0% |
| Median rent | $596 | $1,491 | $1,413 |
| Rent as a share of renters' income | 40.8% | 29.4% | 30.6% |
| Median year homes were built | 2006 | 1979 | 1980 |
| Vacant homes | 0.0% | 14.3% | 10.1% |
| Population | 614 | 1,394,868 | 334,922,499 |
What a typical home costs per month in Loudon
At this week's average 30-year rate of 7.11%, buying the median Loudon home of $410,200 with 20% down costs about $2,888 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $3,571, because the loan is bigger and FHA adds mortgage insurance.
Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $123,763 for the 20%-down payment. That payment is 33% of the median Loudon household income of $106,486; at that income and 20% down, the 28% guideline points to a home of about $353,000.
The median rent here is $596 a month, so owning the median home costs about $2,292 a month more than renting, before you count the equity you build and any tax benefits.
| Down payment | $82,040 |
|---|---|
| Loan amount | $328,160 |
| Principal and interest | $2,208 |
| Property taxes (1.49% a year) | $509 |
| Homeowners insurance (our estimate, 0.5% a year) | $171 |
| PMI | $0 |
| Total per month | $2,888 |
Change the numbers in the calculator
| Down payment | $14,357 |
|---|---|
| Loan amount | $402,770 |
| Principal and interest | $2,709 |
| Property taxes (1.49% a year) | $509 |
| Homeowners insurance (our estimate, 0.5% a year) | $171 |
| FHA mortgage insurance | $181 |
| Total per month | $3,571 |
Change the numbers in the calculator
Questions about home buying in Loudon
What is the median home value in Loudon?
About $410,200 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.
How much are property taxes in Loudon?
Homeowners pay a median $6,121 a year, which is about 1.49% of the median home value. Your bill depends on your home's assessed value and local rates.
What income do you need to buy a home in Loudon?
For the median home with 20% down at 7.11%, the payment is about $2,888 a month. Keeping that under 28% of gross income takes about $123,763 a year.
More about Loudon
- Mortgage Refinance in Loudon
- Debt Relief in Loudon
- Home Equity Loans in Loudon
- Guides and quotes for mortgage refinance on our sister site, MortgageRefinance.com
Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data