The typical owner-occupied home in Henniker is worth about $296,400, 26% below the New Hampshire median of $402,500 and 11% below the national median of $332,700. Owners pay a median $8,583 a year in property taxes, about 2.90% of their home's value, higher than the New Hampshire rate of 1.66%. The median household earns $76,326 a year, so the median home costs 3.9 times the median income (4.1 times for New Hampshire). 47% of occupied homes here are lived in by their owners, and 88% of those owners still have a mortgage.
Henniker at a glance
| Henniker | New Hampshire | U.S. | |
|---|---|---|---|
| Median home value | $296,400 | $402,500 | $332,700 |
| Median property tax paid per year | $8,583 | $6,667 | $3,119 |
| Property tax as a share of value | 2.90% | 1.66% | 0.94% |
| Median household income | $76,326 | $99,031 | $80,734 |
| Homes lived in by their owners | 47% | 73% | 65% |
| Owner homes with a mortgage | 88% | 62% | 61% |
| Median monthly costs, owners with a mortgage | $3,069 | $2,367 | $1,963 |
| Those costs as a share of the owners' income | 27.0% | 21.9% | 21.0% |
| Median rent | $1,056 | $1,491 | $1,413 |
| Rent as a share of renters' income | 43.9% | 29.4% | 30.6% |
| Median year homes were built | 1972 | 1979 | 1980 |
| Vacant homes | 8.0% | 14.3% | 10.1% |
| Population | 2,993 | 1,394,868 | 334,922,499 |
What a typical home costs per month in Henniker
At this week's average 30-year rate of 7.11%, buying the median Henniker home of $296,400 with 20% down costs about $2,435 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $2,929, because the loan is bigger and FHA adds mortgage insurance.
Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $104,354 for the 20%-down payment. That payment is 38% of the median Henniker household income of $76,326; at that income and 20% down, the 28% guideline points to a home of about $217,000.
The median rent here is $1,056 a month, so owning the median home costs about $1,379 a month more than renting, before you count the equity you build and any tax benefits.
| Down payment | $59,280 |
|---|---|
| Loan amount | $237,120 |
| Principal and interest | $1,595 |
| Property taxes (2.90% a year) | $716 |
| Homeowners insurance (our estimate, 0.5% a year) | $124 |
| PMI | $0 |
| Total per month | $2,435 |
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| Down payment | $10,374 |
|---|---|
| Loan amount | $291,031 |
| Principal and interest | $1,958 |
| Property taxes (2.90% a year) | $716 |
| Homeowners insurance (our estimate, 0.5% a year) | $124 |
| FHA mortgage insurance | $131 |
| Total per month | $2,929 |
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Questions about home buying in Henniker
What is the median home value in Henniker?
About $296,400 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.
How much are property taxes in Henniker?
Homeowners pay a median $8,583 a year, which is about 2.90% of the median home value. Your bill depends on your home's assessed value and local rates.
What income do you need to buy a home in Henniker?
For the median home with 20% down at 7.11%, the payment is about $2,435 a month. Keeping that under 28% of gross income takes about $104,354 a year.
More about Henniker
- Mortgage Refinance in Henniker
- Debt Relief in Henniker
- Home Equity Loans in Henniker
- Guides and quotes for mortgage refinance on our sister site, MortgageRefinance.com
Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data