The typical owner-occupied home in Wolfeboro is worth about $475,200, 18% above the New Hampshire median of $402,500 and 43% above the national median of $332,700. Owners pay a median $3,922 a year in property taxes, about 0.83% of their home's value, lower than the New Hampshire rate of 1.66%. The median household earns $51,839 a year, so the median home costs 9.2 times the median income (4.1 times for New Hampshire). 84% of occupied homes here are lived in by their owners, and 44% of those owners still have a mortgage.
Wolfeboro at a glance
| Wolfeboro | New Hampshire | U.S. | |
|---|---|---|---|
| Median home value | $475,200 | $402,500 | $332,700 |
| Median property tax paid per year | $3,922 | $6,667 | $3,119 |
| Property tax as a share of value | 0.83% | 1.66% | 0.94% |
| Median household income | $51,839 | $99,031 | $80,734 |
| Homes lived in by their owners | 84% | 73% | 65% |
| Owner homes with a mortgage | 44% | 62% | 61% |
| Median monthly costs, owners with a mortgage | $2,112 | $2,367 | $1,963 |
| Those costs as a share of the owners' income | 28.1% | 21.9% | 21.0% |
| Median rent | $1,121 | $1,491 | $1,413 |
| Rent as a share of renters' income | 28.8% | 29.4% | 30.6% |
| Median year homes were built | 1982 | 1979 | 1980 |
| Vacant homes | 32.4% | 14.3% | 10.1% |
| Population | 2,531 | 1,394,868 | 334,922,499 |
What a typical home costs per month in Wolfeboro
At this week's average 30-year rate of 7.11%, buying the median Wolfeboro home of $475,200 with 20% down costs about $3,084 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $3,876, because the loan is bigger and FHA adds mortgage insurance.
Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $132,173 for the 20%-down payment. That payment is 71% of the median Wolfeboro household income of $51,839; at that income and 20% down, the 28% guideline points to a home of about $186,000.
The median rent here is $1,121 a month, so owning the median home costs about $1,963 a month more than renting, before you count the equity you build and any tax benefits.
| Down payment | $95,040 |
|---|---|
| Loan amount | $380,160 |
| Principal and interest | $2,557 |
| Property taxes (0.83% a year) | $329 |
| Homeowners insurance (our estimate, 0.5% a year) | $198 |
| PMI | $0 |
| Total per month | $3,084 |
Change the numbers in the calculator
| Down payment | $16,632 |
|---|---|
| Loan amount | $466,593 |
| Principal and interest | $3,139 |
| Property taxes (0.83% a year) | $329 |
| Homeowners insurance (our estimate, 0.5% a year) | $198 |
| FHA mortgage insurance | $210 |
| Total per month | $3,876 |
Change the numbers in the calculator
Questions about home buying in Wolfeboro
What is the median home value in Wolfeboro?
About $475,200 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.
How much are property taxes in Wolfeboro?
Homeowners pay a median $3,922 a year, which is about 0.83% of the median home value. Your bill depends on your home's assessed value and local rates.
What income do you need to buy a home in Wolfeboro?
For the median home with 20% down at 7.11%, the payment is about $3,084 a month. Keeping that under 28% of gross income takes about $132,173 a year.
More about Wolfeboro
- Mortgage Refinance in Wolfeboro
- Debt Relief in Wolfeboro
- Home Equity Loans in Wolfeboro
- Guides and quotes for mortgage refinance on our sister site, MortgageRefinance.com
Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data