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Buying a home in Center Ossipee, New Hampshire

The typical owner-occupied home in Center Ossipee is worth about $223,100, 45% below the New Hampshire median of $402,500 and 33% below the national median of $332,700. Owners pay a median $3,194 a year in property taxes, about 1.43% of their home's value, lower than the New Hampshire rate of 1.66%. 51% of occupied homes here are lived in by their owners, and 61% of those owners still have a mortgage.

Center Ossipee at a glance

Center Ossipee New Hampshire U.S.
Median home value $223,100 $402,500 $332,700
Median property tax paid per year $3,194 $6,667 $3,119
Property tax as a share of value 1.43% 1.66% 0.94%
Median household income – $99,031 $80,734
Homes lived in by their owners 51% 73% 65%
Owner homes with a mortgage 61% 62% 61%
Median monthly costs, owners with a mortgage $2,036 $2,367 $1,963
Those costs as a share of the owners' income 28.8% 21.9% 21.0%
Median rent $1,679 $1,491 $1,413
Rent as a share of renters' income 33.6% 29.4% 30.6%
Median year homes were built 1971 1979 1980
Vacant homes 27.9% 14.3% 10.1%
Population 583 1,394,868 334,922,499

What a typical home costs per month in Center Ossipee

At this week's average 30-year rate of 7.11%, buying the median Center Ossipee home of $223,100 with 20% down costs about $1,559 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $1,931, because the loan is bigger and FHA adds mortgage insurance.

Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $66,834 for the 20%-down payment.

The median rent here is $1,679 a month, a little more than the monthly cost of owning the median home with 20% down.

20% down, 30-year conventional loan
Down payment$44,620
Loan amount$178,480
Principal and interest$1,201
Property taxes (1.43% a year)$266
Homeowners insurance (our estimate, 0.5% a year)$93
PMI$0
Total per month$1,559

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3.5% down, 30-year FHA loan
Down payment$7,808
Loan amount$219,059
Principal and interest$1,474
Property taxes (1.43% a year)$266
Homeowners insurance (our estimate, 0.5% a year)$93
FHA mortgage insurance$99
Total per month$1,931

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Questions about home buying in Center Ossipee

What is the median home value in Center Ossipee?

About $223,100 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.

How much are property taxes in Center Ossipee?

Homeowners pay a median $3,194 a year, which is about 1.43% of the median home value. Your bill depends on your home's assessed value and local rates.

What income do you need to buy a home in Center Ossipee?

For the median home with 20% down at 7.11%, the payment is about $1,559 a month. Keeping that under 28% of gross income takes about $66,834 a year.

More about Center Ossipee

Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data