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Buying a home in Center Sandwich, New Hampshire

The typical owner-occupied home in Center Sandwich is worth about $392,500, about the same as the New Hampshire median of $402,500 and 18% above the national median of $332,700. Owners pay a median $4,250 a year in property taxes, about 1.08% of their home's value, lower than the New Hampshire rate of 1.66%. The median household earns $102,083 a year, so the median home costs 3.8 times the median income (4.1 times for New Hampshire). 72% of occupied homes here are lived in by their owners, and 39% of those owners still have a mortgage.

Center Sandwich at a glance

Center Sandwich New Hampshire U.S.
Median home value $392,500 $402,500 $332,700
Median property tax paid per year $4,250 $6,667 $3,119
Property tax as a share of value 1.08% 1.66% 0.94%
Median household income $102,083 $99,031 $80,734
Homes lived in by their owners 72% 73% 65%
Owner homes with a mortgage 39% 62% 61%
Median monthly costs, owners with a mortgage $1,792 $2,367 $1,963
Those costs as a share of the owners' income 13.1% 21.9% 21.0%
Median rent – $1,491 $1,413
Rent as a share of renters' income 36.0% 29.4% 30.6%
Median year homes were built 1938 1979 1980
Vacant homes 12.3% 14.3% 10.1%
Population 101 1,394,868 334,922,499

What a typical home costs per month in Center Sandwich

At this week's average 30-year rate of 7.11%, buying the median Center Sandwich home of $392,500 with 20% down costs about $2,629 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $3,283, because the loan is bigger and FHA adds mortgage insurance.

Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $112,675 for the 20%-down payment. That payment is 31% of the median Center Sandwich household income of $102,083; at that income and 20% down, the 28% guideline points to a home of about $356,000.

20% down, 30-year conventional loan
Down payment$78,500
Loan amount$314,000
Principal and interest$2,112
Property taxes (1.08% a year)$353
Homeowners insurance (our estimate, 0.5% a year)$164
PMI$0
Total per month$2,629

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3.5% down, 30-year FHA loan
Down payment$13,738
Loan amount$385,391
Principal and interest$2,593
Property taxes (1.08% a year)$353
Homeowners insurance (our estimate, 0.5% a year)$164
FHA mortgage insurance$174
Total per month$3,283

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Questions about home buying in Center Sandwich

What is the median home value in Center Sandwich?

About $392,500 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.

How much are property taxes in Center Sandwich?

Homeowners pay a median $4,250 a year, which is about 1.08% of the median home value. Your bill depends on your home's assessed value and local rates.

What income do you need to buy a home in Center Sandwich?

For the median home with 20% down at 7.11%, the payment is about $2,629 a month. Keeping that under 28% of gross income takes about $112,675 a year.

More about Center Sandwich

Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data