The typical owner-occupied home in Stoutsville is worth about $131,300, 43% below the Missouri median of $230,300 and 61% below the national median of $332,700. Owners pay a median $1,500 a year in property taxes, about 1.14% of their home's value, higher than the Missouri rate of 0.85%. 100% of occupied homes here are lived in by their owners, and 8% of those owners still have a mortgage.
Stoutsville at a glance
| Stoutsville | Missouri | U.S. | |
|---|---|---|---|
| Median home value | $131,300 | $230,300 | $332,700 |
| Median property tax paid per year | $1,500 | $1,948 | $3,119 |
| Property tax as a share of value | 1.14% | 0.85% | 0.94% |
| Median household income | – | $70,702 | $80,734 |
| Homes lived in by their owners | 100% | 68% | 65% |
| Owner homes with a mortgage | 8% | 60% | 61% |
| Median monthly costs, owners with a mortgage | – | $1,524 | $1,963 |
| Median rent | – | $1,033 | $1,413 |
| Median year homes were built | 2005 | 1978 | 1980 |
| Vacant homes | 53.8% | 11.2% | 10.1% |
| Population | 20 | 6,191,814 | 334,922,499 |
What a typical home costs per month in Stoutsville
At this week's average 30-year rate of 7.11%, buying the median Stoutsville home of $131,300 with 20% down costs about $886 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $1,105, because the loan is bigger and FHA adds mortgage insurance.
Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $37,974 for the 20%-down payment.
| Down payment | $26,260 |
|---|---|
| Loan amount | $105,040 |
| Principal and interest | $707 |
| Property taxes (1.14% a year) | $125 |
| Homeowners insurance (our estimate, 0.5% a year) | $55 |
| PMI | $0 |
| Total per month | $886 |
Change the numbers in the calculator
| Down payment | $4,596 |
|---|---|
| Loan amount | $128,922 |
| Principal and interest | $867 |
| Property taxes (1.14% a year) | $125 |
| Homeowners insurance (our estimate, 0.5% a year) | $55 |
| FHA mortgage insurance | $58 |
| Total per month | $1,105 |
Change the numbers in the calculator
Questions about home buying in Stoutsville
What is the median home value in Stoutsville?
About $131,300 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.
How much are property taxes in Stoutsville?
Homeowners pay a median $1,500 a year, which is about 1.14% of the median home value. Your bill depends on your home's assessed value and local rates.
What income do you need to buy a home in Stoutsville?
For the median home with 20% down at 7.11%, the payment is about $886 a month. Keeping that under 28% of gross income takes about $37,974 a year.
More about Stoutsville
- Mortgage Refinance in Stoutsville
- Debt Relief in Stoutsville
- Home Equity Loans in Stoutsville
- Guides and quotes for mortgage refinance on our sister site, MortgageRefinance.com
Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data