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Buying a home in Holliday, Missouri

The typical owner-occupied home in Holliday is worth about $56,700, 75% below the Missouri median of $230,300 and 83% below the national median of $332,700. Owners pay a median $492 a year in property taxes, about 0.87% of their home's value, close to the Missouri rate of 0.85%. The median household earns $46,250 a year, so the median home costs 1.2 times the median income (3.3 times for Missouri). 88% of occupied homes here are lived in by their owners, and 23% of those owners still have a mortgage.

Holliday at a glance

Holliday Missouri U.S.
Median home value $56,700 $230,300 $332,700
Median property tax paid per year $492 $1,948 $3,119
Property tax as a share of value 0.87% 0.85% 0.94%
Median household income $46,250 $70,702 $80,734
Homes lived in by their owners 88% 68% 65%
Owner homes with a mortgage 23% 60% 61%
Median monthly costs, owners with a mortgage $900 $1,524 $1,963
Those costs as a share of the owners' income 15.0% 19.0% 21.0%
Median rent – $1,033 $1,413
Median year homes were built 1952 1978 1980
Vacant homes 35.1% 11.2% 10.1%
Population 144 6,191,814 334,922,499

What a typical home costs per month in Holliday

At this week's average 30-year rate of 7.11%, buying the median Holliday home of $56,700 with 20% down costs about $370 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $464, because the loan is bigger and FHA adds mortgage insurance.

Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $15,852 for the 20%-down payment. That payment is 10% of the median Holliday household income of $46,250; at that income and 20% down, the 28% guideline points to a home of about $165,000.

20% down, 30-year conventional loan
Down payment$11,340
Loan amount$45,360
Principal and interest$305
Property taxes (0.87% a year)$41
Homeowners insurance (our estimate, 0.5% a year)$24
PMI$0
Total per month$370

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3.5% down, 30-year FHA loan
Down payment$1,984
Loan amount$55,673
Principal and interest$375
Property taxes (0.87% a year)$41
Homeowners insurance (our estimate, 0.5% a year)$24
FHA mortgage insurance$25
Total per month$464

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Questions about home buying in Holliday

What is the median home value in Holliday?

About $56,700 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.

How much are property taxes in Holliday?

Homeowners pay a median $492 a year, which is about 0.87% of the median home value. Your bill depends on your home's assessed value and local rates.

What income do you need to buy a home in Holliday?

For the median home with 20% down at 7.11%, the payment is about $370 a month. Keeping that under 28% of gross income takes about $15,852 a year.

More about Holliday

Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data