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Buying a home in Worth County, Missouri

The typical owner-occupied home in Worth County is worth about $96,600, 58% below the Missouri median of $230,300 and 71% below the national median of $332,700. Owners pay a median $789 a year in property taxes, about 0.82% of their home's value, close to the Missouri rate of 0.85%. The median household earns $47,847 a year, so the median home costs 2.0 times the median income (3.3 times for Missouri). 82% of occupied homes here are lived in by their owners, and 26% of those owners still have a mortgage.

Worth County at a glance

Worth County Missouri U.S.
Median home value $96,600 $230,300 $332,700
Median property tax paid per year $789 $1,948 $3,119
Property tax as a share of value 0.82% 0.85% 0.94%
Median household income $47,847 $70,702 $80,734
Homes lived in by their owners 82% 68% 65%
Owner homes with a mortgage 26% 60% 61%
Median monthly costs, owners with a mortgage $1,162 $1,524 $1,963
Those costs as a share of the owners' income 20.3% 19.0% 21.0%
Median rent $381 $1,033 $1,413
Rent as a share of renters' income 19.0% 28.1% 30.6%
Median year homes were built 1961 1978 1980
Vacant homes 24.1% 11.2% 10.1%
Population 1,934 6,191,814 334,922,499

What a typical home costs per month in Worth County

At this week's average 30-year rate of 7.11%, buying the median Worth County home of $96,600 with 20% down costs about $626 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $787, because the loan is bigger and FHA adds mortgage insurance.

Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $26,834 for the 20%-down payment. That payment is 16% of the median Worth County household income of $47,847; at that income and 20% down, the 28% guideline points to a home of about $172,000.

The median rent here is $381 a month, so owning the median home costs about $245 a month more than renting, before you count the equity you build and any tax benefits.

20% down, 30-year conventional loan
Down payment$19,320
Loan amount$77,280
Principal and interest$520
Property taxes (0.82% a year)$66
Homeowners insurance (our estimate, 0.5% a year)$40
PMI$0
Total per month$626

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3.5% down, 30-year FHA loan
Down payment$3,381
Loan amount$94,850
Principal and interest$638
Property taxes (0.82% a year)$66
Homeowners insurance (our estimate, 0.5% a year)$40
FHA mortgage insurance$43
Total per month$787

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Questions about home buying in Worth County

What is the median home value in Worth County?

About $96,600 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.

How much are property taxes in Worth County?

Homeowners pay a median $789 a year, which is about 0.82% of the median home value. Your bill depends on your home's assessed value and local rates.

What income do you need to buy a home in Worth County?

For the median home with 20% down at 7.11%, the payment is about $626 a month. Keeping that under 28% of gross income takes about $26,834 a year.

More about Worth County

Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data