The typical owner-occupied home in Pemiscot County is worth about $97,000, 58% below the Missouri median of $230,300 and 71% below the national median of $332,700. Owners pay a median $925 a year in property taxes, about 0.95% of their home's value, higher than the Missouri rate of 0.85%. The median household earns $40,089 a year, so the median home costs 2.4 times the median income (3.3 times for Missouri). 56% of occupied homes here are lived in by their owners, and 42% of those owners still have a mortgage.
Pemiscot County at a glance
| Pemiscot County | Missouri | U.S. | |
|---|---|---|---|
| Median home value | $97,000 | $230,300 | $332,700 |
| Median property tax paid per year | $925 | $1,948 | $3,119 |
| Property tax as a share of value | 0.95% | 0.85% | 0.94% |
| Median household income | $40,089 | $70,702 | $80,734 |
| Homes lived in by their owners | 56% | 68% | 65% |
| Owner homes with a mortgage | 42% | 60% | 61% |
| Median monthly costs, owners with a mortgage | $1,211 | $1,524 | $1,963 |
| Those costs as a share of the owners' income | 18.0% | 19.0% | 21.0% |
| Median rent | $695 | $1,033 | $1,413 |
| Rent as a share of renters' income | 34.3% | 28.1% | 30.6% |
| Median year homes were built | 1973 | 1978 | 1980 |
| Vacant homes | 15.6% | 11.2% | 10.1% |
| Population | 14,958 | 6,191,814 | 334,922,499 |
What a typical home costs per month in Pemiscot County
At this week's average 30-year rate of 7.11%, buying the median Pemiscot County home of $97,000 with 20% down costs about $639 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $801, because the loan is bigger and FHA adds mortgage insurance.
Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $27,396 for the 20%-down payment. That payment is 19% of the median Pemiscot County household income of $40,089; at that income and 20% down, the 28% guideline points to a home of about $142,000.
The median rent here is $695 a month, a little more than the monthly cost of owning the median home with 20% down.
| Down payment | $19,400 |
|---|---|
| Loan amount | $77,600 |
| Principal and interest | $522 |
| Property taxes (0.95% a year) | $77 |
| Homeowners insurance (our estimate, 0.5% a year) | $40 |
| PMI | $0 |
| Total per month | $639 |
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| Down payment | $3,395 |
|---|---|
| Loan amount | $95,243 |
| Principal and interest | $641 |
| Property taxes (0.95% a year) | $77 |
| Homeowners insurance (our estimate, 0.5% a year) | $40 |
| FHA mortgage insurance | $43 |
| Total per month | $801 |
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Questions about home buying in Pemiscot County
What is the median home value in Pemiscot County?
About $97,000 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.
How much are property taxes in Pemiscot County?
Homeowners pay a median $925 a year, which is about 0.95% of the median home value. Your bill depends on your home's assessed value and local rates.
What income do you need to buy a home in Pemiscot County?
For the median home with 20% down at 7.11%, the payment is about $639 a month. Keeping that under 28% of gross income takes about $27,396 a year.
More about Pemiscot County
- Mortgage Refinance in Pemiscot County
- Debt Relief in Pemiscot County
- Home Equity Loans in Pemiscot County
- Guides and quotes for mortgage refinance on our sister site, MortgageRefinance.com
Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data