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Buying a home in Crawford County, Missouri

The typical owner-occupied home in Crawford County is worth about $172,600, 25% below the Missouri median of $230,300 and 48% below the national median of $332,700. Owners pay a median $972 a year in property taxes, about 0.56% of their home's value, lower than the Missouri rate of 0.85%. The median household earns $57,629 a year, so the median home costs 3.0 times the median income (3.3 times for Missouri). 69% of occupied homes here are lived in by their owners, and 52% of those owners still have a mortgage.

Crawford County at a glance

Crawford County Missouri U.S.
Median home value $172,600 $230,300 $332,700
Median property tax paid per year $972 $1,948 $3,119
Property tax as a share of value 0.56% 0.85% 0.94%
Median household income $57,629 $70,702 $80,734
Homes lived in by their owners 69% 68% 65%
Owner homes with a mortgage 52% 60% 61%
Median monthly costs, owners with a mortgage $1,228 $1,524 $1,963
Those costs as a share of the owners' income 20.1% 19.0% 21.0%
Median rent $795 $1,033 $1,413
Rent as a share of renters' income 25.0% 28.1% 30.6%
Median year homes were built 1981 1978 1980
Vacant homes 16.1% 11.2% 10.1%
Population 22,797 6,191,814 334,922,499

What a typical home costs per month in Crawford County

At this week's average 30-year rate of 7.11%, buying the median Crawford County home of $172,600 with 20% down costs about $1,081 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $1,369, because the loan is bigger and FHA adds mortgage insurance.

Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $46,343 for the 20%-down payment. That payment is 23% of the median Crawford County household income of $57,629; at that income and 20% down, the 28% guideline points to a home of about $215,000.

The median rent here is $795 a month, so owning the median home costs about $286 a month more than renting, before you count the equity you build and any tax benefits.

20% down, 30-year conventional loan
Down payment$34,520
Loan amount$138,080
Principal and interest$929
Property taxes (0.56% a year)$81
Homeowners insurance (our estimate, 0.5% a year)$72
PMI$0
Total per month$1,081

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3.5% down, 30-year FHA loan
Down payment$6,041
Loan amount$169,474
Principal and interest$1,140
Property taxes (0.56% a year)$81
Homeowners insurance (our estimate, 0.5% a year)$72
FHA mortgage insurance$76
Total per month$1,369

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Questions about home buying in Crawford County

What is the median home value in Crawford County?

About $172,600 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.

How much are property taxes in Crawford County?

Homeowners pay a median $972 a year, which is about 0.56% of the median home value. Your bill depends on your home's assessed value and local rates.

What income do you need to buy a home in Crawford County?

For the median home with 20% down at 7.11%, the payment is about $1,081 a month. Keeping that under 28% of gross income takes about $46,343 a year.

More about Crawford County

Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data