The typical owner-occupied home in Whiteside is worth about $96,700, 58% below the Missouri median of $230,300 and 71% below the national median of $332,700. Owners pay a median $767 a year in property taxes, about 0.79% of their home's value, lower than the Missouri rate of 0.85%. The median household earns $104,375 a year, so the median home costs 0.9 times the median income (3.3 times for Missouri). 76% of occupied homes here are lived in by their owners, and 36% of those owners still have a mortgage.
Whiteside at a glance
| Whiteside | Missouri | U.S. | |
|---|---|---|---|
| Median home value | $96,700 | $230,300 | $332,700 |
| Median property tax paid per year | $767 | $1,948 | $3,119 |
| Property tax as a share of value | 0.79% | 0.85% | 0.94% |
| Median household income | $104,375 | $70,702 | $80,734 |
| Homes lived in by their owners | 76% | 68% | 65% |
| Owner homes with a mortgage | 36% | 60% | 61% |
| Median monthly costs, owners with a mortgage | – | $1,524 | $1,963 |
| Median rent | $1,125 | $1,033 | $1,413 |
| Rent as a share of renters' income | 16.3% | 28.1% | 30.6% |
| Median year homes were built | 1962 | 1978 | 1980 |
| Vacant homes | 0.0% | 11.2% | 10.1% |
| Population | 108 | 6,191,814 | 334,922,499 |
What a typical home costs per month in Whiteside
At this week's average 30-year rate of 7.11%, buying the median Whiteside home of $96,700 with 20% down costs about $624 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $785, because the loan is bigger and FHA adds mortgage insurance.
Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $26,758 for the 20%-down payment. That payment is 7% of the median Whiteside household income of $104,375; at that income and 20% down, the 28% guideline points to a home of about $377,000.
The median rent here is $1,125 a month, a little more than the monthly cost of owning the median home with 20% down.
| Down payment | $19,340 |
|---|---|
| Loan amount | $77,360 |
| Principal and interest | $520 |
| Property taxes (0.79% a year) | $64 |
| Homeowners insurance (our estimate, 0.5% a year) | $40 |
| PMI | $0 |
| Total per month | $624 |
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| Down payment | $3,384 |
|---|---|
| Loan amount | $94,949 |
| Principal and interest | $639 |
| Property taxes (0.79% a year) | $64 |
| Homeowners insurance (our estimate, 0.5% a year) | $40 |
| FHA mortgage insurance | $43 |
| Total per month | $785 |
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Questions about home buying in Whiteside
What is the median home value in Whiteside?
About $96,700 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.
How much are property taxes in Whiteside?
Homeowners pay a median $767 a year, which is about 0.79% of the median home value. Your bill depends on your home's assessed value and local rates.
What income do you need to buy a home in Whiteside?
For the median home with 20% down at 7.11%, the payment is about $624 a month. Keeping that under 28% of gross income takes about $26,758 a year.
More about Whiteside
- Mortgage Refinance in Whiteside
- Debt Relief in Whiteside
- Home Equity Loans in Whiteside
- Guides and quotes for mortgage refinance on our sister site, MortgageRefinance.com
Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data