The typical owner-occupied home in Foley is worth about $68,300, 70% below the Missouri median of $230,300 and 79% below the national median of $332,700. Owners pay a median $538 a year in property taxes, about 0.79% of their home's value, lower than the Missouri rate of 0.85%. The median household earns $66,250 a year, so the median home costs 1.0 times the median income (3.3 times for Missouri). 84% of occupied homes here are lived in by their owners, and 52% of those owners still have a mortgage.
Foley at a glance
| Foley | Missouri | U.S. | |
|---|---|---|---|
| Median home value | $68,300 | $230,300 | $332,700 |
| Median property tax paid per year | $538 | $1,948 | $3,119 |
| Property tax as a share of value | 0.79% | 0.85% | 0.94% |
| Median household income | $66,250 | $70,702 | $80,734 |
| Homes lived in by their owners | 84% | 68% | 65% |
| Owner homes with a mortgage | 52% | 60% | 61% |
| Median monthly costs, owners with a mortgage | $950 | $1,524 | $1,963 |
| Those costs as a share of the owners' income | 27.0% | 19.0% | 21.0% |
| Median rent | $635 | $1,033 | $1,413 |
| Rent as a share of renters' income | 13.5% | 28.1% | 30.6% |
| Median year homes were built | 1970 | 1978 | 1980 |
| Vacant homes | 7.4% | 11.2% | 10.1% |
| Population | 140 | 6,191,814 | 334,922,499 |
What a typical home costs per month in Foley
At this week's average 30-year rate of 7.11%, buying the median Foley home of $68,300 with 20% down costs about $441 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $555, because the loan is bigger and FHA adds mortgage insurance.
Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $18,900 for the 20%-down payment. That payment is 8% of the median Foley household income of $66,250; at that income and 20% down, the 28% guideline points to a home of about $239,000.
The median rent here is $635 a month, a little more than the monthly cost of owning the median home with 20% down.
| Down payment | $13,660 |
|---|---|
| Loan amount | $54,640 |
| Principal and interest | $368 |
| Property taxes (0.79% a year) | $45 |
| Homeowners insurance (our estimate, 0.5% a year) | $28 |
| PMI | $0 |
| Total per month | $441 |
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| Down payment | $2,390 |
|---|---|
| Loan amount | $67,063 |
| Principal and interest | $451 |
| Property taxes (0.79% a year) | $45 |
| Homeowners insurance (our estimate, 0.5% a year) | $28 |
| FHA mortgage insurance | $30 |
| Total per month | $555 |
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Questions about home buying in Foley
What is the median home value in Foley?
About $68,300 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.
How much are property taxes in Foley?
Homeowners pay a median $538 a year, which is about 0.79% of the median home value. Your bill depends on your home's assessed value and local rates.
What income do you need to buy a home in Foley?
For the median home with 20% down at 7.11%, the payment is about $441 a month. Keeping that under 28% of gross income takes about $18,900 a year.
More about Foley
- Mortgage Refinance in Foley
- Debt Relief in Foley
- Home Equity Loans in Foley
- Guides and quotes for mortgage refinance on our sister site, MortgageRefinance.com
Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data