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Buying a home in Pomona, Missouri

The typical owner-occupied home in Pomona is worth about $72,800, 68% below the Missouri median of $230,300 and 78% below the national median of $332,700. Owners pay a median $847 a year in property taxes, about 1.16% of their home's value, higher than the Missouri rate of 0.85%. The median household earns $32,604 a year, so the median home costs 2.2 times the median income (3.3 times for Missouri). 65% of occupied homes here are lived in by their owners, and 48% of those owners still have a mortgage.

Pomona at a glance

Pomona Missouri U.S.
Median home value $72,800 $230,300 $332,700
Median property tax paid per year $847 $1,948 $3,119
Property tax as a share of value 1.16% 0.85% 0.94%
Median household income $32,604 $70,702 $80,734
Homes lived in by their owners 65% 68% 65%
Owner homes with a mortgage 48% 60% 61%
Median monthly costs, owners with a mortgage – $1,524 $1,963
Those costs as a share of the owners' income 18.9% 19.0% 21.0%
Median rent $671 $1,033 $1,413
Rent as a share of renters' income 38.5% 28.1% 30.6%
Median year homes were built 1982 1978 1980
Vacant homes 23.8% 11.2% 10.1%
Population 178 6,191,814 334,922,499

What a typical home costs per month in Pomona

At this week's average 30-year rate of 7.11%, buying the median Pomona home of $72,800 with 20% down costs about $492 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $614, because the loan is bigger and FHA adds mortgage insurance.

Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $21,107 for the 20%-down payment. That payment is 18% of the median Pomona household income of $32,604; at that income and 20% down, the 28% guideline points to a home of about $112,000.

The median rent here is $671 a month, a little more than the monthly cost of owning the median home with 20% down.

20% down, 30-year conventional loan
Down payment$14,560
Loan amount$58,240
Principal and interest$392
Property taxes (1.16% a year)$70
Homeowners insurance (our estimate, 0.5% a year)$30
PMI$0
Total per month$492

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3.5% down, 30-year FHA loan
Down payment$2,548
Loan amount$71,481
Principal and interest$481
Property taxes (1.16% a year)$70
Homeowners insurance (our estimate, 0.5% a year)$30
FHA mortgage insurance$32
Total per month$614

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Questions about home buying in Pomona

What is the median home value in Pomona?

About $72,800 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.

How much are property taxes in Pomona?

Homeowners pay a median $847 a year, which is about 1.16% of the median home value. Your bill depends on your home's assessed value and local rates.

What income do you need to buy a home in Pomona?

For the median home with 20% down at 7.11%, the payment is about $492 a month. Keeping that under 28% of gross income takes about $21,107 a year.

More about Pomona

Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data