The typical owner-occupied home in Mountain View is worth about $123,500, 46% below the Missouri median of $230,300 and 63% below the national median of $332,700. Owners pay a median $822 a year in property taxes, about 0.67% of their home's value, lower than the Missouri rate of 0.85%. The median household earns $38,942 a year, so the median home costs 3.2 times the median income (3.3 times for Missouri). 60% of occupied homes here are lived in by their owners, and 45% of those owners still have a mortgage.
Mountain View at a glance
| Mountain View | Missouri | U.S. | |
|---|---|---|---|
| Median home value | $123,500 | $230,300 | $332,700 |
| Median property tax paid per year | $822 | $1,948 | $3,119 |
| Property tax as a share of value | 0.67% | 0.85% | 0.94% |
| Median household income | $38,942 | $70,702 | $80,734 |
| Homes lived in by their owners | 60% | 68% | 65% |
| Owner homes with a mortgage | 45% | 60% | 61% |
| Median monthly costs, owners with a mortgage | $994 | $1,524 | $1,963 |
| Those costs as a share of the owners' income | 22.2% | 19.0% | 21.0% |
| Median rent | $424 | $1,033 | $1,413 |
| Rent as a share of renters' income | 31.5% | 28.1% | 30.6% |
| Median year homes were built | 1977 | 1978 | 1980 |
| Vacant homes | 14.8% | 11.2% | 10.1% |
| Population | 2,658 | 6,191,814 | 334,922,499 |
What a typical home costs per month in Mountain View
At this week's average 30-year rate of 7.11%, buying the median Mountain View home of $123,500 with 20% down costs about $785 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $991, because the loan is bigger and FHA adds mortgage insurance.
Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $33,645 for the 20%-down payment. That payment is 24% of the median Mountain View household income of $38,942; at that income and 20% down, the 28% guideline points to a home of about $143,000.
The median rent here is $424 a month, so owning the median home costs about $361 a month more than renting, before you count the equity you build and any tax benefits.
| Down payment | $24,700 |
|---|---|
| Loan amount | $98,800 |
| Principal and interest | $665 |
| Property taxes (0.67% a year) | $69 |
| Homeowners insurance (our estimate, 0.5% a year) | $51 |
| PMI | $0 |
| Total per month | $785 |
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| Down payment | $4,322 |
|---|---|
| Loan amount | $121,263 |
| Principal and interest | $816 |
| Property taxes (0.67% a year) | $69 |
| Homeowners insurance (our estimate, 0.5% a year) | $51 |
| FHA mortgage insurance | $55 |
| Total per month | $991 |
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Questions about home buying in Mountain View
What is the median home value in Mountain View?
About $123,500 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.
How much are property taxes in Mountain View?
Homeowners pay a median $822 a year, which is about 0.67% of the median home value. Your bill depends on your home's assessed value and local rates.
What income do you need to buy a home in Mountain View?
For the median home with 20% down at 7.11%, the payment is about $785 a month. Keeping that under 28% of gross income takes about $33,645 a year.
More about Mountain View
- Mortgage Refinance in Mountain View
- Debt Relief in Mountain View
- Home Equity Loans in Mountain View
- Guides and quotes for mortgage refinance on our sister site, MortgageRefinance.com
Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data