The typical owner-occupied home in Stoutland is worth about $78,800, 66% below the Missouri median of $230,300 and 76% below the national median of $332,700. The median household earns $42,083 a year, so the median home costs 1.9 times the median income (3.3 times for Missouri). 90% of occupied homes here are lived in by their owners, and 42% of those owners still have a mortgage.
Stoutland at a glance
| Stoutland | Missouri | U.S. | |
|---|---|---|---|
| Median home value | $78,800 | $230,300 | $332,700 |
| Median property tax paid per year | – | $1,948 | $3,119 |
| Median household income | $42,083 | $70,702 | $80,734 |
| Homes lived in by their owners | 90% | 68% | 65% |
| Owner homes with a mortgage | 42% | 60% | 61% |
| Median monthly costs, owners with a mortgage | $617 | $1,524 | $1,963 |
| Those costs as a share of the owners' income | 24.2% | 19.0% | 21.0% |
| Median rent | $950 | $1,033 | $1,413 |
| Rent as a share of renters' income | 12.5% | 28.1% | 30.6% |
| Median year homes were built | 1953 | 1978 | 1980 |
| Vacant homes | 30.0% | 11.2% | 10.1% |
| Population | 243 | 6,191,814 | 334,922,499 |
What a typical home costs per month in Stoutland
At this week's average 30-year rate of 7.11%, buying the median Stoutland home of $78,800 with 20% down costs about $529 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $660, because the loan is bigger and FHA adds mortgage insurance.
Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $22,677 for the 20%-down payment. That payment is 15% of the median Stoutland household income of $42,083; at that income and 20% down, the 28% guideline points to a home of about $146,000.
The median rent here is $950 a month, a little more than the monthly cost of owning the median home with 20% down.
| Down payment | $15,760 |
|---|---|
| Loan amount | $63,040 |
| Principal and interest | $424 |
| Property taxes (1.10% a year) | $72 |
| Homeowners insurance (our estimate, 0.5% a year) | $33 |
| PMI | $0 |
| Total per month | $529 |
Change the numbers in the calculator
| Down payment | $2,758 |
|---|---|
| Loan amount | $77,373 |
| Principal and interest | $520 |
| Property taxes (1.10% a year) | $72 |
| Homeowners insurance (our estimate, 0.5% a year) | $33 |
| FHA mortgage insurance | $35 |
| Total per month | $660 |
Change the numbers in the calculator
Questions about home buying in Stoutland
What is the median home value in Stoutland?
About $78,800 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.
What income do you need to buy a home in Stoutland?
For the median home with 20% down at 7.11%, the payment is about $529 a month. Keeping that under 28% of gross income takes about $22,677 a year.
More about Stoutland
- Mortgage Refinance in Stoutland
- Debt Relief in Stoutland
- Home Equity Loans in Stoutland
- Guides and quotes for mortgage refinance on our sister site, MortgageRefinance.com
Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data