The typical owner-occupied home in Camdenton is worth about $175,500, 24% below the Missouri median of $230,300 and 47% below the national median of $332,700. Owners pay a median $844 a year in property taxes, about 0.48% of their home's value, lower than the Missouri rate of 0.85%. The median household earns $54,375 a year, so the median home costs 3.2 times the median income (3.3 times for Missouri). 58% of occupied homes here are lived in by their owners, and 64% of those owners still have a mortgage.
Camdenton at a glance
| Camdenton | Missouri | U.S. | |
|---|---|---|---|
| Median home value | $175,500 | $230,300 | $332,700 |
| Median property tax paid per year | $844 | $1,948 | $3,119 |
| Property tax as a share of value | 0.48% | 0.85% | 0.94% |
| Median household income | $54,375 | $70,702 | $80,734 |
| Homes lived in by their owners | 58% | 68% | 65% |
| Owner homes with a mortgage | 64% | 60% | 61% |
| Median monthly costs, owners with a mortgage | $1,148 | $1,524 | $1,963 |
| Those costs as a share of the owners' income | 20.6% | 19.0% | 21.0% |
| Median rent | $1,025 | $1,033 | $1,413 |
| Rent as a share of renters' income | 31.4% | 28.1% | 30.6% |
| Median year homes were built | 1992 | 1978 | 1980 |
| Vacant homes | 11.7% | 11.2% | 10.1% |
| Population | 4,023 | 6,191,814 | 334,922,499 |
What a typical home costs per month in Camdenton
At this week's average 30-year rate of 7.11%, buying the median Camdenton home of $175,500 with 20% down costs about $1,088 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $1,380, because the loan is bigger and FHA adds mortgage insurance.
Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $46,620 for the 20%-down payment. That payment is 24% of the median Camdenton household income of $54,375; at that income and 20% down, the 28% guideline points to a home of about $205,000.
The median rent here is $1,025 a month, so owning the median home costs about $63 a month more than renting, before you count the equity you build and any tax benefits.
| Down payment | $35,100 |
|---|---|
| Loan amount | $140,400 |
| Principal and interest | $944 |
| Property taxes (0.48% a year) | $70 |
| Homeowners insurance (our estimate, 0.5% a year) | $73 |
| PMI | $0 |
| Total per month | $1,088 |
Change the numbers in the calculator
| Down payment | $6,142 |
|---|---|
| Loan amount | $172,321 |
| Principal and interest | $1,159 |
| Property taxes (0.48% a year) | $70 |
| Homeowners insurance (our estimate, 0.5% a year) | $73 |
| FHA mortgage insurance | $78 |
| Total per month | $1,380 |
Change the numbers in the calculator
Questions about home buying in Camdenton
What is the median home value in Camdenton?
About $175,500 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.
How much are property taxes in Camdenton?
Homeowners pay a median $844 a year, which is about 0.48% of the median home value. Your bill depends on your home's assessed value and local rates.
What income do you need to buy a home in Camdenton?
For the median home with 20% down at 7.11%, the payment is about $1,088 a month. Keeping that under 28% of gross income takes about $46,620 a year.
More about Camdenton
- Mortgage Refinance in Camdenton
- Debt Relief in Camdenton
- Home Equity Loans in Camdenton
- Guides and quotes for mortgage refinance on our sister site, MortgageRefinance.com
Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data