The typical owner-occupied home in Poplar Bluff is worth about $119,800, 48% below the Missouri median of $230,300 and 64% below the national median of $332,700. Owners pay a median $796 a year in property taxes, about 0.66% of their home's value, lower than the Missouri rate of 0.85%. The median household earns $41,941 a year, so the median home costs 2.9 times the median income (3.3 times for Missouri). 53% of occupied homes here are lived in by their owners, and 56% of those owners still have a mortgage.
Poplar Bluff at a glance
| Poplar Bluff | Missouri | U.S. | |
|---|---|---|---|
| Median home value | $119,800 | $230,300 | $332,700 |
| Median property tax paid per year | $796 | $1,948 | $3,119 |
| Property tax as a share of value | 0.66% | 0.85% | 0.94% |
| Median household income | $41,941 | $70,702 | $80,734 |
| Homes lived in by their owners | 53% | 68% | 65% |
| Owner homes with a mortgage | 56% | 60% | 61% |
| Median monthly costs, owners with a mortgage | $1,002 | $1,524 | $1,963 |
| Those costs as a share of the owners' income | 21.4% | 19.0% | 21.0% |
| Median rent | $760 | $1,033 | $1,413 |
| Rent as a share of renters' income | 32.8% | 28.1% | 30.6% |
| Median year homes were built | 1972 | 1978 | 1980 |
| Vacant homes | 15.7% | 11.2% | 10.1% |
| Population | 16,254 | 6,191,814 | 334,922,499 |
What a typical home costs per month in Poplar Bluff
At this week's average 30-year rate of 7.11%, buying the median Poplar Bluff home of $119,800 with 20% down costs about $761 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $960, because the loan is bigger and FHA adds mortgage insurance.
Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $32,594 for the 20%-down payment. That payment is 22% of the median Poplar Bluff household income of $41,941; at that income and 20% down, the 28% guideline points to a home of about $154,000.
The median rent here is $760 a month, so owning the median home costs about $1 a month more than renting, before you count the equity you build and any tax benefits.
| Down payment | $23,960 |
|---|---|
| Loan amount | $95,840 |
| Principal and interest | $645 |
| Property taxes (0.66% a year) | $66 |
| Homeowners insurance (our estimate, 0.5% a year) | $50 |
| PMI | $0 |
| Total per month | $761 |
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| Down payment | $4,193 |
|---|---|
| Loan amount | $117,630 |
| Principal and interest | $791 |
| Property taxes (0.66% a year) | $66 |
| Homeowners insurance (our estimate, 0.5% a year) | $50 |
| FHA mortgage insurance | $53 |
| Total per month | $960 |
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Questions about home buying in Poplar Bluff
What is the median home value in Poplar Bluff?
About $119,800 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.
How much are property taxes in Poplar Bluff?
Homeowners pay a median $796 a year, which is about 0.66% of the median home value. Your bill depends on your home's assessed value and local rates.
What income do you need to buy a home in Poplar Bluff?
For the median home with 20% down at 7.11%, the payment is about $761 a month. Keeping that under 28% of gross income takes about $32,594 a year.
More about Poplar Bluff
- Mortgage Refinance in Poplar Bluff
- Debt Relief in Poplar Bluff
- Home Equity Loans in Poplar Bluff
- Guides and quotes for mortgage refinance on our sister site, MortgageRefinance.com
Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data