The typical owner-occupied home in Neelyville is worth about $35,000, 85% below the Missouri median of $230,300 and 89% below the national median of $332,700. Owners pay a median $375 a year in property taxes, about 1.07% of their home's value, higher than the Missouri rate of 0.85%. The median household earns $35,865 a year, so the median home costs 1.0 times the median income (3.3 times for Missouri). 66% of occupied homes here are lived in by their owners, and 65% of those owners still have a mortgage.
Neelyville at a glance
| Neelyville | Missouri | U.S. | |
|---|---|---|---|
| Median home value | $35,000 | $230,300 | $332,700 |
| Median property tax paid per year | $375 | $1,948 | $3,119 |
| Property tax as a share of value | 1.07% | 0.85% | 0.94% |
| Median household income | $35,865 | $70,702 | $80,734 |
| Homes lived in by their owners | 66% | 68% | 65% |
| Owner homes with a mortgage | 65% | 60% | 61% |
| Median monthly costs, owners with a mortgage | $556 | $1,524 | $1,963 |
| Those costs as a share of the owners' income | 16.4% | 19.0% | 21.0% |
| Median rent | – | $1,033 | $1,413 |
| Rent as a share of renters' income | 28.8% | 28.1% | 30.6% |
| Median year homes were built | 1985 | 1978 | 1980 |
| Vacant homes | 21.4% | 11.2% | 10.1% |
| Population | 358 | 6,191,814 | 334,922,499 |
What a typical home costs per month in Neelyville
At this week's average 30-year rate of 7.11%, buying the median Neelyville home of $35,000 with 20% down costs about $234 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $292, because the loan is bigger and FHA adds mortgage insurance.
Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $10,035 for the 20%-down payment. That payment is 8% of the median Neelyville household income of $35,865; at that income and 20% down, the 28% guideline points to a home of about $125,000.
| Down payment | $7,000 |
|---|---|
| Loan amount | $28,000 |
| Principal and interest | $188 |
| Property taxes (1.07% a year) | $31 |
| Homeowners insurance (our estimate, 0.5% a year) | $15 |
| PMI | $0 |
| Total per month | $234 |
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| Down payment | $1,225 |
|---|---|
| Loan amount | $34,366 |
| Principal and interest | $231 |
| Property taxes (1.07% a year) | $31 |
| Homeowners insurance (our estimate, 0.5% a year) | $15 |
| FHA mortgage insurance | $15 |
| Total per month | $292 |
Change the numbers in the calculator
Questions about home buying in Neelyville
What is the median home value in Neelyville?
About $35,000 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.
How much are property taxes in Neelyville?
Homeowners pay a median $375 a year, which is about 1.07% of the median home value. Your bill depends on your home's assessed value and local rates.
What income do you need to buy a home in Neelyville?
For the median home with 20% down at 7.11%, the payment is about $234 a month. Keeping that under 28% of gross income takes about $10,035 a year.
More about Neelyville
- Mortgage Refinance in Neelyville
- Debt Relief in Neelyville
- Home Equity Loans in Neelyville
- Guides and quotes for mortgage refinance on our sister site, MortgageRefinance.com
Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data