The typical owner-occupied home in Maben is worth about $79,800, 53% below the Mississippi median of $169,800 and 76% below the national median of $332,700. Owners pay a median $1,300 a year in property taxes, about 1.63% of their home's value, higher than the Mississippi rate of 0.72%. The median household earns $29,158 a year, so the median home costs 2.7 times the median income (3.0 times for Mississippi). 32% of occupied homes here are lived in by their owners, and 38% of those owners still have a mortgage.
Maben at a glance
| Maben | Mississippi | U.S. | |
|---|---|---|---|
| Median home value | $79,800 | $169,800 | $332,700 |
| Median property tax paid per year | $1,300 | $1,215 | $3,119 |
| Property tax as a share of value | 1.63% | 0.72% | 0.94% |
| Median household income | $29,158 | $56,447 | $80,734 |
| Homes lived in by their owners | 32% | 70% | 65% |
| Owner homes with a mortgage | 38% | 49% | 61% |
| Median monthly costs, owners with a mortgage | $950 | $1,394 | $1,963 |
| Those costs as a share of the owners' income | 36.3% | 19.8% | 21.0% |
| Median rent | $631 | $954 | $1,413 |
| Rent as a share of renters' income | 25.9% | 30.7% | 30.6% |
| Median year homes were built | 1969 | 1986 | 1980 |
| Vacant homes | 17.4% | 14.6% | 10.1% |
| Population | 1,231 | 2,946,779 | 334,922,499 |
What a typical home costs per month in Maben
At this week's average 30-year rate of 7.11%, buying the median Maben home of $79,800 with 20% down costs about $571 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $704, because the loan is bigger and FHA adds mortgage insurance.
Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $24,476 for the 20%-down payment. That payment is 24% of the median Maben household income of $29,158; at that income and 20% down, the 28% guideline points to a home of about $95,000.
The median rent here is $631 a month, a little more than the monthly cost of owning the median home with 20% down.
| Down payment | $15,960 |
|---|---|
| Loan amount | $63,840 |
| Principal and interest | $429 |
| Property taxes (1.63% a year) | $108 |
| Homeowners insurance (our estimate, 0.5% a year) | $33 |
| PMI | $0 |
| Total per month | $571 |
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| Down payment | $2,793 |
|---|---|
| Loan amount | $78,355 |
| Principal and interest | $527 |
| Property taxes (1.63% a year) | $108 |
| Homeowners insurance (our estimate, 0.5% a year) | $33 |
| FHA mortgage insurance | $35 |
| Total per month | $704 |
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Questions about home buying in Maben
What is the median home value in Maben?
About $79,800 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.
How much are property taxes in Maben?
Homeowners pay a median $1,300 a year, which is about 1.63% of the median home value. Your bill depends on your home's assessed value and local rates.
What income do you need to buy a home in Maben?
For the median home with 20% down at 7.11%, the payment is about $571 a month. Keeping that under 28% of gross income takes about $24,476 a year.
More about Maben
- Mortgage Refinance in Maben
- Debt Relief in Maben
- Home Equity Loans in Maben
- Guides and quotes for mortgage refinance on our sister site, MortgageRefinance.com
Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data