The typical owner-occupied home in Humphreys County is worth about $87,800, 48% below the Mississippi median of $169,800 and 74% below the national median of $332,700. Owners pay a median $861 a year in property taxes, about 0.98% of their home's value, higher than the Mississippi rate of 0.72%. The median household earns $33,731 a year, so the median home costs 2.6 times the median income (3.0 times for Mississippi). 62% of occupied homes here are lived in by their owners, and 32% of those owners still have a mortgage.
Humphreys County at a glance
| Humphreys County | Mississippi | U.S. | |
|---|---|---|---|
| Median home value | $87,800 | $169,800 | $332,700 |
| Median property tax paid per year | $861 | $1,215 | $3,119 |
| Property tax as a share of value | 0.98% | 0.72% | 0.94% |
| Median household income | $33,731 | $56,447 | $80,734 |
| Homes lived in by their owners | 62% | 70% | 65% |
| Owner homes with a mortgage | 32% | 49% | 61% |
| Median monthly costs, owners with a mortgage | $1,155 | $1,394 | $1,963 |
| Those costs as a share of the owners' income | 24.2% | 19.8% | 21.0% |
| Median rent | $641 | $954 | $1,413 |
| Rent as a share of renters' income | 27.8% | 30.7% | 30.6% |
| Median year homes were built | 1977 | 1986 | 1980 |
| Vacant homes | 17.4% | 14.6% | 10.1% |
| Population | 7,395 | 2,946,779 | 334,922,499 |
What a typical home costs per month in Humphreys County
At this week's average 30-year rate of 7.11%, buying the median Humphreys County home of $87,800 with 20% down costs about $581 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $727, because the loan is bigger and FHA adds mortgage insurance.
Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $24,891 for the 20%-down payment. That payment is 21% of the median Humphreys County household income of $33,731; at that income and 20% down, the 28% guideline points to a home of about $119,000.
The median rent here is $641 a month, a little more than the monthly cost of owning the median home with 20% down.
| Down payment | $17,560 |
|---|---|
| Loan amount | $70,240 |
| Principal and interest | $473 |
| Property taxes (0.98% a year) | $72 |
| Homeowners insurance (our estimate, 0.5% a year) | $37 |
| PMI | $0 |
| Total per month | $581 |
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| Down payment | $3,073 |
|---|---|
| Loan amount | $86,210 |
| Principal and interest | $580 |
| Property taxes (0.98% a year) | $72 |
| Homeowners insurance (our estimate, 0.5% a year) | $37 |
| FHA mortgage insurance | $39 |
| Total per month | $727 |
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Questions about home buying in Humphreys County
What is the median home value in Humphreys County?
About $87,800 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.
How much are property taxes in Humphreys County?
Homeowners pay a median $861 a year, which is about 0.98% of the median home value. Your bill depends on your home's assessed value and local rates.
What income do you need to buy a home in Humphreys County?
For the median home with 20% down at 7.11%, the payment is about $581 a month. Keeping that under 28% of gross income takes about $24,891 a year.
More about Humphreys County
- Mortgage Refinance in Humphreys County
- Debt Relief in Humphreys County
- Home Equity Loans in Humphreys County
- Guides and quotes for mortgage refinance on our sister site, MortgageRefinance.com
Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data