The typical owner-occupied home in Eupora is worth about $103,100, 39% below the Mississippi median of $169,800 and 69% below the national median of $332,700. Owners pay a median $904 a year in property taxes, about 0.88% of their home's value, higher than the Mississippi rate of 0.72%. The median household earns $53,793 a year, so the median home costs 1.9 times the median income (3.0 times for Mississippi). 57% of occupied homes here are lived in by their owners, and 69% of those owners still have a mortgage.
Eupora at a glance
| Eupora | Mississippi | U.S. | |
|---|---|---|---|
| Median home value | $103,100 | $169,800 | $332,700 |
| Median property tax paid per year | $904 | $1,215 | $3,119 |
| Property tax as a share of value | 0.88% | 0.72% | 0.94% |
| Median household income | $53,793 | $56,447 | $80,734 |
| Homes lived in by their owners | 57% | 70% | 65% |
| Owner homes with a mortgage | 69% | 49% | 61% |
| Median monthly costs, owners with a mortgage | $1,097 | $1,394 | $1,963 |
| Those costs as a share of the owners' income | 15.8% | 19.8% | 21.0% |
| Median rent | $528 | $954 | $1,413 |
| Rent as a share of renters' income | 27.8% | 30.7% | 30.6% |
| Median year homes were built | 1981 | 1986 | 1980 |
| Vacant homes | 14.5% | 14.6% | 10.1% |
| Population | 2,250 | 2,946,779 | 334,922,499 |
What a typical home costs per month in Eupora
At this week's average 30-year rate of 7.11%, buying the median Eupora home of $103,100 with 20% down costs about $673 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $845, because the loan is bigger and FHA adds mortgage insurance.
Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $28,861 for the 20%-down payment. That payment is 15% of the median Eupora household income of $53,793; at that income and 20% down, the 28% guideline points to a home of about $192,000.
The median rent here is $528 a month, so owning the median home costs about $145 a month more than renting, before you count the equity you build and any tax benefits.
| Down payment | $20,620 |
|---|---|
| Loan amount | $82,480 |
| Principal and interest | $555 |
| Property taxes (0.88% a year) | $76 |
| Homeowners insurance (our estimate, 0.5% a year) | $43 |
| PMI | $0 |
| Total per month | $673 |
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| Down payment | $3,608 |
|---|---|
| Loan amount | $101,233 |
| Principal and interest | $681 |
| Property taxes (0.88% a year) | $76 |
| Homeowners insurance (our estimate, 0.5% a year) | $43 |
| FHA mortgage insurance | $46 |
| Total per month | $845 |
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Questions about home buying in Eupora
What is the median home value in Eupora?
About $103,100 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.
How much are property taxes in Eupora?
Homeowners pay a median $904 a year, which is about 0.88% of the median home value. Your bill depends on your home's assessed value and local rates.
What income do you need to buy a home in Eupora?
For the median home with 20% down at 7.11%, the payment is about $673 a month. Keeping that under 28% of gross income takes about $28,861 a year.
More about Eupora
- Mortgage Refinance in Eupora
- Debt Relief in Eupora
- Home Equity Loans in Eupora
- Guides and quotes for mortgage refinance on our sister site, MortgageRefinance.com
Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data