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Buying a home in Issaquena County, Mississippi

The typical owner-occupied home in Issaquena County is worth about $110,800, 35% below the Mississippi median of $169,800 and 67% below the national median of $332,700. The median household earns $31,429 a year, so the median home costs 3.5 times the median income (3.0 times for Mississippi). 66% of occupied homes here are lived in by their owners, and 13% of those owners still have a mortgage.

Issaquena County at a glance

Issaquena County Mississippi U.S.
Median home value $110,800 $169,800 $332,700
Median property tax paid per year – $1,215 $3,119
Median household income $31,429 $56,447 $80,734
Homes lived in by their owners 66% 70% 65%
Owner homes with a mortgage 13% 49% 61%
Median monthly costs, owners with a mortgage $1,875 $1,394 $1,963
Those costs as a share of the owners' income 22.2% 19.8% 21.0%
Median rent $339 $954 $1,413
Rent as a share of renters' income 20.7% 30.7% 30.6%
Median year homes were built 1983 1986 1980
Vacant homes 16.9% 14.6% 10.1%
Population 928 2,946,779 334,922,499

What a typical home costs per month in Issaquena County

At this week's average 30-year rate of 7.11%, buying the median Issaquena County home of $110,800 with 20% down costs about $744 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $929, because the loan is bigger and FHA adds mortgage insurance.

Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $31,887 for the 20%-down payment. That payment is 28% of the median Issaquena County household income of $31,429; at that income and 20% down, the 28% guideline points to a home of about $109,000.

The median rent here is $339 a month, so owning the median home costs about $405 a month more than renting, before you count the equity you build and any tax benefits.

20% down, 30-year conventional loan
Down payment$22,160
Loan amount$88,640
Principal and interest$596
Property taxes (1.10% a year)$102
Homeowners insurance (our estimate, 0.5% a year)$46
PMI$0
Total per month$744

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3.5% down, 30-year FHA loan
Down payment$3,878
Loan amount$108,793
Principal and interest$732
Property taxes (1.10% a year)$102
Homeowners insurance (our estimate, 0.5% a year)$46
FHA mortgage insurance$49
Total per month$929

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Questions about home buying in Issaquena County

What is the median home value in Issaquena County?

About $110,800 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.

What income do you need to buy a home in Issaquena County?

For the median home with 20% down at 7.11%, the payment is about $744 a month. Keeping that under 28% of gross income takes about $31,887 a year.

More about Issaquena County

Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data