The typical owner-occupied home in Webster County is worth about $120,100, 29% below the Mississippi median of $169,800 and 64% below the national median of $332,700. Owners pay a median $821 a year in property taxes, about 0.68% of their home's value, close to the Mississippi rate of 0.72%. The median household earns $58,789 a year, so the median home costs 2.0 times the median income (3.0 times for Mississippi). 76% of occupied homes here are lived in by their owners, and 45% of those owners still have a mortgage.
Webster County at a glance
| Webster County | Mississippi | U.S. | |
|---|---|---|---|
| Median home value | $120,100 | $169,800 | $332,700 |
| Median property tax paid per year | $821 | $1,215 | $3,119 |
| Property tax as a share of value | 0.68% | 0.72% | 0.94% |
| Median household income | $58,789 | $56,447 | $80,734 |
| Homes lived in by their owners | 76% | 70% | 65% |
| Owner homes with a mortgage | 45% | 49% | 61% |
| Median monthly costs, owners with a mortgage | $1,186 | $1,394 | $1,963 |
| Those costs as a share of the owners' income | 16.3% | 19.8% | 21.0% |
| Median rent | $632 | $954 | $1,413 |
| Rent as a share of renters' income | 29.0% | 30.7% | 30.6% |
| Median year homes were built | 1983 | 1986 | 1980 |
| Vacant homes | 20.4% | 14.6% | 10.1% |
| Population | 9,972 | 2,946,779 | 334,922,499 |
What a typical home costs per month in Webster County
At this week's average 30-year rate of 7.11%, buying the median Webster County home of $120,100 with 20% down costs about $764 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $965, because the loan is bigger and FHA adds mortgage insurance.
Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $32,762 for the 20%-down payment. That payment is 16% of the median Webster County household income of $58,789; at that income and 20% down, the 28% guideline points to a home of about $216,000.
The median rent here is $632 a month, so owning the median home costs about $132 a month more than renting, before you count the equity you build and any tax benefits.
| Down payment | $24,020 |
|---|---|
| Loan amount | $96,080 |
| Principal and interest | $646 |
| Property taxes (0.68% a year) | $68 |
| Homeowners insurance (our estimate, 0.5% a year) | $50 |
| PMI | $0 |
| Total per month | $764 |
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| Down payment | $4,204 |
|---|---|
| Loan amount | $117,925 |
| Principal and interest | $793 |
| Property taxes (0.68% a year) | $68 |
| Homeowners insurance (our estimate, 0.5% a year) | $50 |
| FHA mortgage insurance | $53 |
| Total per month | $965 |
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Questions about home buying in Webster County
What is the median home value in Webster County?
About $120,100 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.
How much are property taxes in Webster County?
Homeowners pay a median $821 a year, which is about 0.68% of the median home value. Your bill depends on your home's assessed value and local rates.
What income do you need to buy a home in Webster County?
For the median home with 20% down at 7.11%, the payment is about $764 a month. Keeping that under 28% of gross income takes about $32,762 a year.
More about Webster County
- Mortgage Refinance in Webster County
- Debt Relief in Webster County
- Home Equity Loans in Webster County
- Guides and quotes for mortgage refinance on our sister site, MortgageRefinance.com
Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data