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Buying a home in Amite County, Mississippi

The typical owner-occupied home in Amite County is worth about $100,800, 41% below the Mississippi median of $169,800 and 70% below the national median of $332,700. Owners pay a median $386 a year in property taxes, about 0.38% of their home's value, lower than the Mississippi rate of 0.72%. The median household earns $37,222 a year, so the median home costs 2.7 times the median income (3.0 times for Mississippi). 82% of occupied homes here are lived in by their owners, and 24% of those owners still have a mortgage.

Amite County at a glance

Amite County Mississippi U.S.
Median home value $100,800 $169,800 $332,700
Median property tax paid per year $386 $1,215 $3,119
Property tax as a share of value 0.38% 0.72% 0.94%
Median household income $37,222 $56,447 $80,734
Homes lived in by their owners 82% 70% 65%
Owner homes with a mortgage 24% 49% 61%
Median monthly costs, owners with a mortgage $1,174 $1,394 $1,963
Those costs as a share of the owners' income 22.0% 19.8% 21.0%
Median rent $670 $954 $1,413
Rent as a share of renters' income 31.4% 30.7% 30.6%
Median year homes were built 1985 1986 1980
Vacant homes 20.4% 14.6% 10.1%
Population 12,565 2,946,779 334,922,499

What a typical home costs per month in Amite County

At this week's average 30-year rate of 7.11%, buying the median Amite County home of $100,800 with 20% down costs about $616 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $784, because the loan is bigger and FHA adds mortgage insurance.

Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $26,417 for the 20%-down payment. That payment is 20% of the median Amite County household income of $37,222; at that income and 20% down, the 28% guideline points to a home of about $142,000.

The median rent here is $670 a month, a little more than the monthly cost of owning the median home with 20% down.

20% down, 30-year conventional loan
Down payment$20,160
Loan amount$80,640
Principal and interest$542
Property taxes (0.38% a year)$32
Homeowners insurance (our estimate, 0.5% a year)$42
PMI$0
Total per month$616

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3.5% down, 30-year FHA loan
Down payment$3,528
Loan amount$98,974
Principal and interest$666
Property taxes (0.38% a year)$32
Homeowners insurance (our estimate, 0.5% a year)$42
FHA mortgage insurance$45
Total per month$784

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Questions about home buying in Amite County

What is the median home value in Amite County?

About $100,800 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.

How much are property taxes in Amite County?

Homeowners pay a median $386 a year, which is about 0.38% of the median home value. Your bill depends on your home's assessed value and local rates.

What income do you need to buy a home in Amite County?

For the median home with 20% down at 7.11%, the payment is about $616 a month. Keeping that under 28% of gross income takes about $26,417 a year.

More about Amite County

Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data