The typical owner-occupied home in Williamsport is worth about $227,900, 46% below the Maryland median of $419,900 and 31% below the national median of $332,700. Owners pay a median $1,804 a year in property taxes, about 0.79% of their home's value, lower than the Maryland rate of 0.97%. The median household earns $61,607 a year, so the median home costs 3.7 times the median income (4.1 times for Maryland). 37% of occupied homes here are lived in by their owners, and 63% of those owners still have a mortgage.
Williamsport at a glance
| Williamsport | Maryland | U.S. | |
|---|---|---|---|
| Median home value | $227,900 | $419,900 | $332,700 |
| Median property tax paid per year | $1,804 | $4,093 | $3,119 |
| Property tax as a share of value | 0.79% | 0.97% | 0.94% |
| Median household income | $61,607 | $103,678 | $80,734 |
| Homes lived in by their owners | 37% | 68% | 65% |
| Owner homes with a mortgage | 63% | 71% | 61% |
| Median monthly costs, owners with a mortgage | $1,175 | $2,347 | $1,963 |
| Those costs as a share of the owners' income | 12.9% | 20.5% | 21.0% |
| Median rent | $1,262 | $1,705 | $1,413 |
| Rent as a share of renters' income | 27.5% | 30.8% | 30.6% |
| Median year homes were built | 1964 | 1979 | 1980 |
| Vacant homes | 10.5% | 7.7% | 10.1% |
| Population | 1,949 | 6,206,011 | 334,922,499 |
What a typical home costs per month in Williamsport
At this week's average 30-year rate of 7.11%, buying the median Williamsport home of $227,900 with 20% down costs about $1,471 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $1,851, because the loan is bigger and FHA adds mortgage insurance.
Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $63,063 for the 20%-down payment. That payment is 29% of the median Williamsport household income of $61,607; at that income and 20% down, the 28% guideline points to a home of about $223,000.
The median rent here is $1,262 a month, so owning the median home costs about $209 a month more than renting, before you count the equity you build and any tax benefits.
| Down payment | $45,580 |
|---|---|
| Loan amount | $182,320 |
| Principal and interest | $1,226 |
| Property taxes (0.79% a year) | $150 |
| Homeowners insurance (our estimate, 0.5% a year) | $95 |
| PMI | $0 |
| Total per month | $1,471 |
Change the numbers in the calculator
| Down payment | $7,976 |
|---|---|
| Loan amount | $223,772 |
| Principal and interest | $1,505 |
| Property taxes (0.79% a year) | $150 |
| Homeowners insurance (our estimate, 0.5% a year) | $95 |
| FHA mortgage insurance | $101 |
| Total per month | $1,851 |
Change the numbers in the calculator
Questions about home buying in Williamsport
What is the median home value in Williamsport?
About $227,900 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.
How much are property taxes in Williamsport?
Homeowners pay a median $1,804 a year, which is about 0.79% of the median home value. Your bill depends on your home's assessed value and local rates.
What income do you need to buy a home in Williamsport?
For the median home with 20% down at 7.11%, the payment is about $1,471 a month. Keeping that under 28% of gross income takes about $63,063 a year.
More about Williamsport
- Mortgage Refinance in Williamsport
- Debt Relief in Williamsport
- Home Equity Loans in Williamsport
- Guides and quotes for mortgage refinance on our sister site, MortgageRefinance.com
Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data