The typical owner-occupied home in Chewsville is worth about $238,100, 43% below the Maryland median of $419,900 and 28% below the national median of $332,700. Owners pay a median $3,139 a year in property taxes, about 1.32% of their home's value, higher than the Maryland rate of 0.97%. The median household earns $87,115 a year, so the median home costs 2.7 times the median income (4.1 times for Maryland). 64% of occupied homes here are lived in by their owners, and 79% of those owners still have a mortgage.
Chewsville at a glance
| Chewsville | Maryland | U.S. | |
|---|---|---|---|
| Median home value | $238,100 | $419,900 | $332,700 |
| Median property tax paid per year | $3,139 | $4,093 | $3,119 |
| Property tax as a share of value | 1.32% | 0.97% | 0.94% |
| Median household income | $87,115 | $103,678 | $80,734 |
| Homes lived in by their owners | 64% | 68% | 65% |
| Owner homes with a mortgage | 79% | 71% | 61% |
| Median monthly costs, owners with a mortgage | $1,840 | $2,347 | $1,963 |
| Those costs as a share of the owners' income | 14.2% | 20.5% | 21.0% |
| Median rent | $1,194 | $1,705 | $1,413 |
| Median year homes were built | 1956 | 1979 | 1980 |
| Vacant homes | 26.2% | 7.7% | 10.1% |
| Population | 314 | 6,206,011 | 334,922,499 |
What a typical home costs per month in Chewsville
At this week's average 30-year rate of 7.11%, buying the median Chewsville home of $238,100 with 20% down costs about $1,642 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $2,039, because the loan is bigger and FHA adds mortgage insurance.
Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $70,392 for the 20%-down payment. That payment is 23% of the median Chewsville household income of $87,115; at that income and 20% down, the 28% guideline points to a home of about $295,000.
The median rent here is $1,194 a month, so owning the median home costs about $448 a month more than renting, before you count the equity you build and any tax benefits.
| Down payment | $47,620 |
|---|---|
| Loan amount | $190,480 |
| Principal and interest | $1,281 |
| Property taxes (1.32% a year) | $262 |
| Homeowners insurance (our estimate, 0.5% a year) | $99 |
| PMI | $0 |
| Total per month | $1,642 |
Change the numbers in the calculator
| Down payment | $8,334 |
|---|---|
| Loan amount | $233,787 |
| Principal and interest | $1,573 |
| Property taxes (1.32% a year) | $262 |
| Homeowners insurance (our estimate, 0.5% a year) | $99 |
| FHA mortgage insurance | $105 |
| Total per month | $2,039 |
Change the numbers in the calculator
Questions about home buying in Chewsville
What is the median home value in Chewsville?
About $238,100 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.
How much are property taxes in Chewsville?
Homeowners pay a median $3,139 a year, which is about 1.32% of the median home value. Your bill depends on your home's assessed value and local rates.
What income do you need to buy a home in Chewsville?
For the median home with 20% down at 7.11%, the payment is about $1,642 a month. Keeping that under 28% of gross income takes about $70,392 a year.
More about Chewsville
- Mortgage Refinance in Chewsville
- Debt Relief in Chewsville
- Home Equity Loans in Chewsville
- Guides and quotes for mortgage refinance on our sister site, MortgageRefinance.com
Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data