The typical owner-occupied home in Keedysville is worth about $415,300, about the same as the Maryland median of $419,900 and 25% above the national median of $332,700. Owners pay a median $2,889 a year in property taxes, about 0.70% of their home's value, lower than the Maryland rate of 0.97%. The median household earns $149,545 a year, so the median home costs 2.8 times the median income (4.1 times for Maryland). 97% of occupied homes here are lived in by their owners, and 78% of those owners still have a mortgage.
Keedysville at a glance
| Keedysville | Maryland | U.S. | |
|---|---|---|---|
| Median home value | $415,300 | $419,900 | $332,700 |
| Median property tax paid per year | $2,889 | $4,093 | $3,119 |
| Property tax as a share of value | 0.70% | 0.97% | 0.94% |
| Median household income | $149,545 | $103,678 | $80,734 |
| Homes lived in by their owners | 97% | 68% | 65% |
| Owner homes with a mortgage | 78% | 71% | 61% |
| Median monthly costs, owners with a mortgage | $2,332 | $2,347 | $1,963 |
| Those costs as a share of the owners' income | 18.6% | 20.5% | 21.0% |
| Median rent | – | $1,705 | $1,413 |
| Rent as a share of renters' income | 38.3% | 30.8% | 30.6% |
| Median year homes were built | 2002 | 1979 | 1980 |
| Vacant homes | 2.1% | 7.7% | 10.1% |
| Population | 1,183 | 6,206,011 | 334,922,499 |
What a typical home costs per month in Keedysville
At this week's average 30-year rate of 7.11%, buying the median Keedysville home of $415,300 with 20% down costs about $2,650 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $3,342, because the loan is bigger and FHA adds mortgage insurance.
Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $113,584 for the 20%-down payment. That payment is 21% of the median Keedysville household income of $149,545; at that income and 20% down, the 28% guideline points to a home of about $547,000.
| Down payment | $83,060 |
|---|---|
| Loan amount | $332,240 |
| Principal and interest | $2,235 |
| Property taxes (0.70% a year) | $242 |
| Homeowners insurance (our estimate, 0.5% a year) | $173 |
| PMI | $0 |
| Total per month | $2,650 |
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| Down payment | $14,536 |
|---|---|
| Loan amount | $407,778 |
| Principal and interest | $2,743 |
| Property taxes (0.70% a year) | $242 |
| Homeowners insurance (our estimate, 0.5% a year) | $173 |
| FHA mortgage insurance | $184 |
| Total per month | $3,342 |
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Questions about home buying in Keedysville
What is the median home value in Keedysville?
About $415,300 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.
How much are property taxes in Keedysville?
Homeowners pay a median $2,889 a year, which is about 0.70% of the median home value. Your bill depends on your home's assessed value and local rates.
What income do you need to buy a home in Keedysville?
For the median home with 20% down at 7.11%, the payment is about $2,650 a month. Keeping that under 28% of gross income takes about $113,584 a year.
More about Keedysville
- Mortgage Refinance in Keedysville
- Debt Relief in Keedysville
- Home Equity Loans in Keedysville
- Guides and quotes for mortgage refinance on our sister site, MortgageRefinance.com
Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data