The typical owner-occupied home in Inyokern is worth about $292,900, 60% below the California median of $734,700 and 12% below the national median of $332,700. Owners pay a median $2,326 a year in property taxes, about 0.79% of their home's value, higher than the California rate of 0.70%. 73% of occupied homes here are lived in by their owners, and 59% of those owners still have a mortgage.
Inyokern at a glance
| Inyokern | California | U.S. | |
|---|---|---|---|
| Median home value | $292,900 | $734,700 | $332,700 |
| Median property tax paid per year | $2,326 | $5,124 | $3,119 |
| Property tax as a share of value | 0.79% | 0.70% | 0.94% |
| Median household income | – | $99,122 | $80,734 |
| Homes lived in by their owners | 73% | 56% | 65% |
| Owner homes with a mortgage | 59% | 67% | 61% |
| Median monthly costs, owners with a mortgage | – | $2,946 | $1,963 |
| Those costs as a share of the owners' income | 30.8% | 24.8% | 21.0% |
| Median rent | $800 | $2,036 | $1,413 |
| Rent as a share of renters' income | 50.0% | 32.8% | 30.6% |
| Median year homes were built | 1982 | 1976 | 1980 |
| Vacant homes | 14.8% | 7.5% | 10.1% |
| Population | 912 | 39,287,377 | 334,922,499 |
What a typical home costs per month in Inyokern
At this week's average 30-year rate of 7.11%, buying the median Inyokern home of $292,900 with 20% down costs about $1,891 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $2,379, because the loan is bigger and FHA adds mortgage insurance.
Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $81,050 for the 20%-down payment.
The median rent here is $800 a month, so owning the median home costs about $1,091 a month more than renting, before you count the equity you build and any tax benefits.
| Down payment | $58,580 |
|---|---|
| Loan amount | $234,320 |
| Principal and interest | $1,576 |
| Property taxes (0.79% a year) | $193 |
| Homeowners insurance (our estimate, 0.5% a year) | $122 |
| PMI | $0 |
| Total per month | $1,891 |
Change the numbers in the calculator
| Down payment | $10,252 |
|---|---|
| Loan amount | $287,595 |
| Principal and interest | $1,935 |
| Property taxes (0.79% a year) | $193 |
| Homeowners insurance (our estimate, 0.5% a year) | $122 |
| FHA mortgage insurance | $130 |
| Total per month | $2,379 |
Change the numbers in the calculator
Questions about home buying in Inyokern
What is the median home value in Inyokern?
About $292,900 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.
How much are property taxes in Inyokern?
Homeowners pay a median $2,326 a year, which is about 0.79% of the median home value. Your bill depends on your home's assessed value and local rates.
What income do you need to buy a home in Inyokern?
For the median home with 20% down at 7.11%, the payment is about $1,891 a month. Keeping that under 28% of gross income takes about $81,050 a year.
More about Inyokern
- Mortgage Refinance in Inyokern
- Debt Relief in Inyokern
- Home Equity Loans in Inyokern
- Guides and quotes for mortgage refinance on our sister site, MortgageRefinance.com
Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data