The typical owner-occupied home in Camp Nelson is worth about $248,600, 66% below the California median of $734,700 and 25% below the national median of $332,700. Owners pay a median $1,983 a year in property taxes, about 0.80% of their home's value, higher than the California rate of 0.70%. 100% of occupied homes here are lived in by their owners, and 38% of those owners still have a mortgage.
Camp Nelson at a glance
| Camp Nelson | California | U.S. | |
|---|---|---|---|
| Median home value | $248,600 | $734,700 | $332,700 |
| Median property tax paid per year | $1,983 | $5,124 | $3,119 |
| Property tax as a share of value | 0.80% | 0.70% | 0.94% |
| Median household income | – | $99,122 | $80,734 |
| Homes lived in by their owners | 100% | 56% | 65% |
| Owner homes with a mortgage | 38% | 67% | 61% |
| Median monthly costs, owners with a mortgage | – | $2,946 | $1,963 |
| Median rent | – | $2,036 | $1,413 |
| Median year homes were built | 1984 | 1976 | 1980 |
| Vacant homes | 67.9% | 7.5% | 10.1% |
| Population | 150 | 39,287,377 | 334,922,499 |
What a typical home costs per month in Camp Nelson
At this week's average 30-year rate of 7.11%, buying the median Camp Nelson home of $248,600 with 20% down costs about $1,607 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $2,021, because the loan is bigger and FHA adds mortgage insurance.
Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $68,880 for the 20%-down payment.
| Down payment | $49,720 |
|---|---|
| Loan amount | $198,880 |
| Principal and interest | $1,338 |
| Property taxes (0.80% a year) | $166 |
| Homeowners insurance (our estimate, 0.5% a year) | $104 |
| PMI | $0 |
| Total per month | $1,607 |
Change the numbers in the calculator
| Down payment | $8,701 |
|---|---|
| Loan amount | $244,097 |
| Principal and interest | $1,642 |
| Property taxes (0.80% a year) | $166 |
| Homeowners insurance (our estimate, 0.5% a year) | $104 |
| FHA mortgage insurance | $110 |
| Total per month | $2,021 |
Change the numbers in the calculator
Questions about home buying in Camp Nelson
What is the median home value in Camp Nelson?
About $248,600 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.
How much are property taxes in Camp Nelson?
Homeowners pay a median $1,983 a year, which is about 0.80% of the median home value. Your bill depends on your home's assessed value and local rates.
What income do you need to buy a home in Camp Nelson?
For the median home with 20% down at 7.11%, the payment is about $1,607 a month. Keeping that under 28% of gross income takes about $68,880 a year.
More about Camp Nelson
- Mortgage Refinance in Camp Nelson
- Debt Relief in Camp Nelson
- Home Equity Loans in Camp Nelson
- Guides and quotes for mortgage refinance on our sister site, MortgageRefinance.com
Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data