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Buying a home in Alpaugh, California

The typical owner-occupied home in Alpaugh is worth about $95,900, 87% below the California median of $734,700 and 71% below the national median of $332,700. Owners pay a median $588 a year in property taxes, about 0.61% of their home's value, lower than the California rate of 0.70%. The median household earns $37,000 a year, so the median home costs 2.6 times the median income (7.4 times for California). 31% of occupied homes here are lived in by their owners, and 19% of those owners still have a mortgage.

Alpaugh at a glance

Alpaugh California U.S.
Median home value $95,900 $734,700 $332,700
Median property tax paid per year $588 $5,124 $3,119
Property tax as a share of value 0.61% 0.70% 0.94%
Median household income $37,000 $99,122 $80,734
Homes lived in by their owners 31% 56% 65%
Owner homes with a mortgage 19% 67% 61%
Median monthly costs, owners with a mortgage – $2,946 $1,963
Median rent $971 $2,036 $1,413
Rent as a share of renters' income 38.0% 32.8% 30.6%
Median year homes were built 1978 1976 1980
Vacant homes 10.5% 7.5% 10.1%
Population 859 39,287,377 334,922,499

What a typical home costs per month in Alpaugh

At this week's average 30-year rate of 7.11%, buying the median Alpaugh home of $95,900 with 20% down costs about $605 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $765, because the loan is bigger and FHA adds mortgage insurance.

Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $25,920 for the 20%-down payment. That payment is 20% of the median Alpaugh household income of $37,000; at that income and 20% down, the 28% guideline points to a home of about $137,000.

The median rent here is $971 a month, a little more than the monthly cost of owning the median home with 20% down.

20% down, 30-year conventional loan
Down payment$19,180
Loan amount$76,720
Principal and interest$516
Property taxes (0.61% a year)$49
Homeowners insurance (our estimate, 0.5% a year)$40
PMI$0
Total per month$605

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3.5% down, 30-year FHA loan
Down payment$3,356
Loan amount$94,163
Principal and interest$633
Property taxes (0.61% a year)$49
Homeowners insurance (our estimate, 0.5% a year)$40
FHA mortgage insurance$42
Total per month$765

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Questions about home buying in Alpaugh

What is the median home value in Alpaugh?

About $95,900 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.

How much are property taxes in Alpaugh?

Homeowners pay a median $588 a year, which is about 0.61% of the median home value. Your bill depends on your home's assessed value and local rates.

What income do you need to buy a home in Alpaugh?

For the median home with 20% down at 7.11%, the payment is about $605 a month. Keeping that under 28% of gross income takes about $25,920 a year.

More about Alpaugh

Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data