The typical owner-occupied home in Alpaugh is worth about $95,900, 87% below the California median of $734,700 and 71% below the national median of $332,700. Owners pay a median $588 a year in property taxes, about 0.61% of their home's value, lower than the California rate of 0.70%. The median household earns $37,000 a year, so the median home costs 2.6 times the median income (7.4 times for California). 31% of occupied homes here are lived in by their owners, and 19% of those owners still have a mortgage.
Alpaugh at a glance
| Alpaugh | California | U.S. | |
|---|---|---|---|
| Median home value | $95,900 | $734,700 | $332,700 |
| Median property tax paid per year | $588 | $5,124 | $3,119 |
| Property tax as a share of value | 0.61% | 0.70% | 0.94% |
| Median household income | $37,000 | $99,122 | $80,734 |
| Homes lived in by their owners | 31% | 56% | 65% |
| Owner homes with a mortgage | 19% | 67% | 61% |
| Median monthly costs, owners with a mortgage | – | $2,946 | $1,963 |
| Median rent | $971 | $2,036 | $1,413 |
| Rent as a share of renters' income | 38.0% | 32.8% | 30.6% |
| Median year homes were built | 1978 | 1976 | 1980 |
| Vacant homes | 10.5% | 7.5% | 10.1% |
| Population | 859 | 39,287,377 | 334,922,499 |
What a typical home costs per month in Alpaugh
At this week's average 30-year rate of 7.11%, buying the median Alpaugh home of $95,900 with 20% down costs about $605 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $765, because the loan is bigger and FHA adds mortgage insurance.
Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $25,920 for the 20%-down payment. That payment is 20% of the median Alpaugh household income of $37,000; at that income and 20% down, the 28% guideline points to a home of about $137,000.
The median rent here is $971 a month, a little more than the monthly cost of owning the median home with 20% down.
| Down payment | $19,180 |
|---|---|
| Loan amount | $76,720 |
| Principal and interest | $516 |
| Property taxes (0.61% a year) | $49 |
| Homeowners insurance (our estimate, 0.5% a year) | $40 |
| PMI | $0 |
| Total per month | $605 |
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| Down payment | $3,356 |
|---|---|
| Loan amount | $94,163 |
| Principal and interest | $633 |
| Property taxes (0.61% a year) | $49 |
| Homeowners insurance (our estimate, 0.5% a year) | $40 |
| FHA mortgage insurance | $42 |
| Total per month | $765 |
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Questions about home buying in Alpaugh
What is the median home value in Alpaugh?
About $95,900 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.
How much are property taxes in Alpaugh?
Homeowners pay a median $588 a year, which is about 0.61% of the median home value. Your bill depends on your home's assessed value and local rates.
What income do you need to buy a home in Alpaugh?
For the median home with 20% down at 7.11%, the payment is about $605 a month. Keeping that under 28% of gross income takes about $25,920 a year.
More about Alpaugh
- Mortgage Refinance in Alpaugh
- Debt Relief in Alpaugh
- Home Equity Loans in Alpaugh
- Guides and quotes for mortgage refinance on our sister site, MortgageRefinance.com
Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data
