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Buying a home in Beckwourth, California

The typical owner-occupied home in Beckwourth is worth about $378,700, 48% below the California median of $734,700 and 14% above the national median of $332,700. Owners pay a median $2,976 a year in property taxes, about 0.79% of their home's value, higher than the California rate of 0.70%. 91% of occupied homes here are lived in by their owners, and 35% of those owners still have a mortgage.

Beckwourth at a glance

Beckwourth California U.S.
Median home value $378,700 $734,700 $332,700
Median property tax paid per year $2,976 $5,124 $3,119
Property tax as a share of value 0.79% 0.70% 0.94%
Median household income – $99,122 $80,734
Homes lived in by their owners 91% 56% 65%
Owner homes with a mortgage 35% 67% 61%
Median monthly costs, owners with a mortgage $2,708 $2,946 $1,963
Those costs as a share of the owners' income 45.8% 24.8% 21.0%
Median rent – $2,036 $1,413
Median year homes were built 1994 1976 1980
Vacant homes 43.6% 7.5% 10.1%
Population 388 39,287,377 334,922,499

What a typical home costs per month in Beckwourth

At this week's average 30-year rate of 7.11%, buying the median Beckwourth home of $378,700 with 20% down costs about $2,445 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $3,076, because the loan is bigger and FHA adds mortgage insurance.

Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $104,791 for the 20%-down payment.

20% down, 30-year conventional loan
Down payment$75,740
Loan amount$302,960
Principal and interest$2,038
Property taxes (0.79% a year)$249
Homeowners insurance (our estimate, 0.5% a year)$158
PMI$0
Total per month$2,445

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3.5% down, 30-year FHA loan
Down payment$13,254
Loan amount$371,841
Principal and interest$2,501
Property taxes (0.79% a year)$249
Homeowners insurance (our estimate, 0.5% a year)$158
FHA mortgage insurance$168
Total per month$3,076

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Questions about home buying in Beckwourth

What is the median home value in Beckwourth?

About $378,700 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.

How much are property taxes in Beckwourth?

Homeowners pay a median $2,976 a year, which is about 0.79% of the median home value. Your bill depends on your home's assessed value and local rates.

What income do you need to buy a home in Beckwourth?

For the median home with 20% down at 7.11%, the payment is about $2,445 a month. Keeping that under 28% of gross income takes about $104,791 a year.

More about Beckwourth

Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data