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Buying a home in Greenville, California

The typical owner-occupied home in Greenville is worth about $241,200, 67% below the California median of $734,700 and 28% below the national median of $332,700. Owners pay a median $1,622 a year in property taxes, about 0.67% of their home's value, close to the California rate of 0.70%. 86% of occupied homes here are lived in by their owners, and 43% of those owners still have a mortgage.

Greenville at a glance

Greenville California U.S.
Median home value $241,200 $734,700 $332,700
Median property tax paid per year $1,622 $5,124 $3,119
Property tax as a share of value 0.67% 0.70% 0.94%
Median household income – $99,122 $80,734
Homes lived in by their owners 86% 56% 65%
Owner homes with a mortgage 43% 67% 61%
Median monthly costs, owners with a mortgage $1,836 $2,946 $1,963
Those costs as a share of the owners' income 11.8% 24.8% 21.0%
Median rent $296 $2,036 $1,413
Rent as a share of renters' income 51.0% 32.8% 30.6%
Median year homes were built 1967 1976 1980
Vacant homes 34.8% 7.5% 10.1%
Population 424 39,287,377 334,922,499

What a typical home costs per month in Greenville

At this week's average 30-year rate of 7.11%, buying the median Greenville home of $241,200 with 20% down costs about $1,533 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $1,935, because the loan is bigger and FHA adds mortgage insurance.

Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $65,709 for the 20%-down payment.

The median rent here is $296 a month, so owning the median home costs about $1,237 a month more than renting, before you count the equity you build and any tax benefits.

20% down, 30-year conventional loan
Down payment$48,240
Loan amount$192,960
Principal and interest$1,298
Property taxes (0.67% a year)$135
Homeowners insurance (our estimate, 0.5% a year)$100
PMI$0
Total per month$1,533

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3.5% down, 30-year FHA loan
Down payment$8,442
Loan amount$236,831
Principal and interest$1,593
Property taxes (0.67% a year)$135
Homeowners insurance (our estimate, 0.5% a year)$100
FHA mortgage insurance$107
Total per month$1,935

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Questions about home buying in Greenville

What is the median home value in Greenville?

About $241,200 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.

How much are property taxes in Greenville?

Homeowners pay a median $1,622 a year, which is about 0.67% of the median home value. Your bill depends on your home's assessed value and local rates.

What income do you need to buy a home in Greenville?

For the median home with 20% down at 7.11%, the payment is about $1,533 a month. Keeping that under 28% of gross income takes about $65,709 a year.

More about Greenville

Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data