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Debt relief in Beckwourth, California

The typical owner-occupied home in Beckwourth is worth about $378,700, 48% below the California median of $734,700 and 14% above the national median of $332,700. Owners pay a median $2,976 a year in property taxes, about 0.79% of their home's value, higher than the California rate of 0.70%. 91% of occupied homes here are lived in by their owners, and 35% of those owners still have a mortgage.

Beckwourth at a glance

Beckwourth California U.S.
Median home value $378,700 $734,700 $332,700
Median property tax paid per year $2,976 $5,124 $3,119
Property tax as a share of value 0.79% 0.70% 0.94%
Median household income – $99,122 $80,734
Homes lived in by their owners 91% 56% 65%
Owner homes with a mortgage 35% 67% 61%
Median monthly costs, owners with a mortgage $2,708 $2,946 $1,963
Those costs as a share of the owners' income 45.8% 24.8% 21.0%
Median rent – $2,036 $1,413
Median year homes were built 1994 1976 1980
Vacant homes 43.6% 7.5% 10.1%
People below the poverty line 0.0% 12.0% 12.5%
Population 388 39,287,377 334,922,499

Household budgets and debt in Beckwourth

0.0% of residents live below the federal poverty line, compared with 12.0% in California.

If debts are getting hard to manage, the usual options, from mildest to most serious, are: a budget and a call to your lenders to ask for a hardship plan; a debt management plan through a nonprofit credit counselor, which can lower interest rates; a debt consolidation loan or, for homeowners, a cash-out refinance or home equity loan; debt settlement, where a company negotiates to pay less than you owe; and bankruptcy.

Under the Federal Trade Commission's rules, debt settlement companies can't charge a fee until they have settled at least one of your debts. Settling can hurt your credit and forgiven debt may be taxable, so compare it with credit counseling first. Time limits for collectors to sue differ by state and by type of debt; check with your state attorney general or a lawyer before relying on one.

Homeowners can sometimes pay off high-interest debt with their home's equity. With the median Beckwourth home worth $378,700 and 65% of owners mortgage-free, many owners have equity to draw on, but it turns unsecured debt into debt secured by your home.

Questions about debt relief in Beckwourth

What is the median home value in Beckwourth?

About $378,700 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.

How much are property taxes in Beckwourth?

Homeowners pay a median $2,976 a year, which is about 0.79% of the median home value. Your bill depends on your home's assessed value and local rates.

More about Beckwourth

Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data