The typical owner-occupied home in Lebec is worth about $422,400, 43% below the California median of $734,700 and 27% above the national median of $332,700. 75% of occupied homes here are lived in by their owners, and 36% of those owners still have a mortgage.
Lebec at a glance
| Lebec | California | U.S. | |
|---|---|---|---|
| Median home value | $422,400 | $734,700 | $332,700 |
| Median property tax paid per year | – | $5,124 | $3,119 |
| Median household income | – | $99,122 | $80,734 |
| Homes lived in by their owners | 75% | 56% | 65% |
| Owner homes with a mortgage | 36% | 67% | 61% |
| Median monthly costs, owners with a mortgage | $2,356 | $2,946 | $1,963 |
| Those costs as a share of the owners' income | 15.9% | 24.8% | 21.0% |
| Median rent | – | $2,036 | $1,413 |
| Rent as a share of renters' income | 51.0% | 32.8% | 30.6% |
| Median year homes were built | 1988 | 1976 | 1980 |
| Vacant homes | 43.3% | 7.5% | 10.1% |
| Population | 797 | 39,287,377 | 334,922,499 |
What a typical home costs per month in Lebec
At this week's average 30-year rate of 7.11%, buying the median Lebec home of $422,400 with 20% down costs about $2,836 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $3,540, because the loan is bigger and FHA adds mortgage insurance.
Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $121,560 for the 20%-down payment.
| Down payment | $84,480 |
|---|---|
| Loan amount | $337,920 |
| Principal and interest | $2,273 |
| Property taxes (1.10% a year) | $387 |
| Homeowners insurance (our estimate, 0.5% a year) | $176 |
| PMI | $0 |
| Total per month | $2,836 |
Change the numbers in the calculator
| Down payment | $14,784 |
|---|---|
| Loan amount | $414,749 |
| Principal and interest | $2,790 |
| Property taxes (1.10% a year) | $387 |
| Homeowners insurance (our estimate, 0.5% a year) | $176 |
| FHA mortgage insurance | $187 |
| Total per month | $3,540 |
Change the numbers in the calculator
Questions about home buying in Lebec
What is the median home value in Lebec?
About $422,400 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.
What income do you need to buy a home in Lebec?
For the median home with 20% down at 7.11%, the payment is about $2,836 a month. Keeping that under 28% of gross income takes about $121,560 a year.
More about Lebec
- Mortgage Refinance in Lebec
- Debt Relief in Lebec
- Home Equity Loans in Lebec
- Guides and quotes for mortgage refinance on our sister site, MortgageRefinance.com
Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data