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Buying a home in Bodfish, California

The typical owner-occupied home in Bodfish is worth about $145,800, 80% below the California median of $734,700 and 56% below the national median of $332,700. Owners pay a median $1,344 a year in property taxes, about 0.92% of their home's value, higher than the California rate of 0.70%. The median household earns $39,863 a year, so the median home costs 3.7 times the median income (7.4 times for California). 65% of occupied homes here are lived in by their owners, and 35% of those owners still have a mortgage.

Bodfish at a glance

Bodfish California U.S.
Median home value $145,800 $734,700 $332,700
Median property tax paid per year $1,344 $5,124 $3,119
Property tax as a share of value 0.92% 0.70% 0.94%
Median household income $39,863 $99,122 $80,734
Homes lived in by their owners 65% 56% 65%
Owner homes with a mortgage 35% 67% 61%
Median monthly costs, owners with a mortgage $1,413 $2,946 $1,963
Those costs as a share of the owners' income 28.1% 24.8% 21.0%
Median rent $974 $2,036 $1,413
Rent as a share of renters' income 37.3% 32.8% 30.6%
Median year homes were built 1979 1976 1980
Vacant homes 23.8% 7.5% 10.1%
Population 1,694 39,287,377 334,922,499

What a typical home costs per month in Bodfish

At this week's average 30-year rate of 7.11%, buying the median Bodfish home of $145,800 with 20% down costs about $957 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $1,200, because the loan is bigger and FHA adds mortgage insurance.

Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $41,022 for the 20%-down payment. That payment is 29% of the median Bodfish household income of $39,863; at that income and 20% down, the 28% guideline points to a home of about $142,000.

The median rent here is $974 a month, a little more than the monthly cost of owning the median home with 20% down.

20% down, 30-year conventional loan
Down payment$29,160
Loan amount$116,640
Principal and interest$785
Property taxes (0.92% a year)$112
Homeowners insurance (our estimate, 0.5% a year)$61
PMI$0
Total per month$957

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3.5% down, 30-year FHA loan
Down payment$5,103
Loan amount$143,159
Principal and interest$963
Property taxes (0.92% a year)$112
Homeowners insurance (our estimate, 0.5% a year)$61
FHA mortgage insurance$64
Total per month$1,200

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Questions about home buying in Bodfish

What is the median home value in Bodfish?

About $145,800 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.

How much are property taxes in Bodfish?

Homeowners pay a median $1,344 a year, which is about 0.92% of the median home value. Your bill depends on your home's assessed value and local rates.

What income do you need to buy a home in Bodfish?

For the median home with 20% down at 7.11%, the payment is about $957 a month. Keeping that under 28% of gross income takes about $41,022 a year.

More about Bodfish

Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data