The typical owner-occupied home in Keene is worth about $520,800, 29% below the California median of $734,700 and 57% above the national median of $332,700. Owners pay a median $3,782 a year in property taxes, about 0.73% of their home's value, close to the California rate of 0.70%. 100% of occupied homes here are lived in by their owners, and 43% of those owners still have a mortgage.
Keene at a glance
| Keene | California | U.S. | |
|---|---|---|---|
| Median home value | $520,800 | $734,700 | $332,700 |
| Median property tax paid per year | $3,782 | $5,124 | $3,119 |
| Property tax as a share of value | 0.73% | 0.70% | 0.94% |
| Median household income | – | $99,122 | $80,734 |
| Homes lived in by their owners | 100% | 56% | 65% |
| Owner homes with a mortgage | 43% | 67% | 61% |
| Median monthly costs, owners with a mortgage | $2,920 | $2,946 | $1,963 |
| Those costs as a share of the owners' income | 18.8% | 24.8% | 21.0% |
| Median rent | – | $2,036 | $1,413 |
| Median year homes were built | 1991 | 1976 | 1980 |
| Vacant homes | 31.1% | 7.5% | 10.1% |
| Population | 469 | 39,287,377 | 334,922,499 |
What a typical home costs per month in Keene
At this week's average 30-year rate of 7.11%, buying the median Keene home of $520,800 with 20% down costs about $3,337 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $4,204, because the loan is bigger and FHA adds mortgage insurance.
Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $142,996 for the 20%-down payment.
| Down payment | $104,160 |
|---|---|
| Loan amount | $416,640 |
| Principal and interest | $2,803 |
| Property taxes (0.73% a year) | $317 |
| Homeowners insurance (our estimate, 0.5% a year) | $217 |
| PMI | $0 |
| Total per month | $3,337 |
Change the numbers in the calculator
| Down payment | $18,228 |
|---|---|
| Loan amount | $511,367 |
| Principal and interest | $3,440 |
| Property taxes (0.73% a year) | $317 |
| Homeowners insurance (our estimate, 0.5% a year) | $217 |
| FHA mortgage insurance | $230 |
| Total per month | $4,204 |
Change the numbers in the calculator
Questions about home buying in Keene
What is the median home value in Keene?
About $520,800 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.
How much are property taxes in Keene?
Homeowners pay a median $3,782 a year, which is about 0.73% of the median home value. Your bill depends on your home's assessed value and local rates.
What income do you need to buy a home in Keene?
For the median home with 20% down at 7.11%, the payment is about $3,337 a month. Keeping that under 28% of gross income takes about $142,996 a year.
More about Keene
- Mortgage Refinance in Keene
- Debt Relief in Keene
- Home Equity Loans in Keene
- Guides and quotes for mortgage refinance on our sister site, MortgageRefinance.com
Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data