The typical owner-occupied home in Seeley is worth about $198,200, 73% below the California median of $734,700 and 40% below the national median of $332,700. The median household earns $62,841 a year, so the median home costs 3.2 times the median income (7.4 times for California). 51% of occupied homes here are lived in by their owners, and 68% of those owners still have a mortgage.
Seeley at a glance
| Seeley | California | U.S. | |
|---|---|---|---|
| Median home value | $198,200 | $734,700 | $332,700 |
| Median property tax paid per year | – | $5,124 | $3,119 |
| Median household income | $62,841 | $99,122 | $80,734 |
| Homes lived in by their owners | 51% | 56% | 65% |
| Owner homes with a mortgage | 68% | 67% | 61% |
| Median monthly costs, owners with a mortgage | $1,857 | $2,946 | $1,963 |
| Those costs as a share of the owners' income | 27.1% | 24.8% | 21.0% |
| Median rent | $1,100 | $2,036 | $1,413 |
| Rent as a share of renters' income | 26.9% | 32.8% | 30.6% |
| Median year homes were built | 1990 | 1976 | 1980 |
| Vacant homes | 31.0% | 7.5% | 10.1% |
| Population | 1,182 | 39,287,377 | 334,922,499 |
What a typical home costs per month in Seeley
At this week's average 30-year rate of 7.11%, buying the median Seeley home of $198,200 with 20% down costs about $1,331 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $1,661, because the loan is bigger and FHA adds mortgage insurance.
Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $57,039 for the 20%-down payment. That payment is 25% of the median Seeley household income of $62,841; at that income and 20% down, the 28% guideline points to a home of about $218,000.
The median rent here is $1,100 a month, so owning the median home costs about $231 a month more than renting, before you count the equity you build and any tax benefits.
| Down payment | $39,640 |
|---|---|
| Loan amount | $158,560 |
| Principal and interest | $1,067 |
| Property taxes (1.10% a year) | $182 |
| Homeowners insurance (our estimate, 0.5% a year) | $83 |
| PMI | $0 |
| Total per month | $1,331 |
Change the numbers in the calculator
| Down payment | $6,937 |
|---|---|
| Loan amount | $194,610 |
| Principal and interest | $1,309 |
| Property taxes (1.10% a year) | $182 |
| Homeowners insurance (our estimate, 0.5% a year) | $83 |
| FHA mortgage insurance | $88 |
| Total per month | $1,661 |
Change the numbers in the calculator
Questions about home buying in Seeley
What is the median home value in Seeley?
About $198,200 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.
What income do you need to buy a home in Seeley?
For the median home with 20% down at 7.11%, the payment is about $1,331 a month. Keeping that under 28% of gross income takes about $57,039 a year.
More about Seeley
- Mortgage Refinance in Seeley
- Debt Relief in Seeley
- Home Equity Loans in Seeley
- Guides and quotes for mortgage refinance on our sister site, MortgageRefinance.com
Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data