The typical owner-occupied home in Niland is worth about $226,200, 69% below the California median of $734,700 and 32% below the national median of $332,700. Owners pay a median $1,855 a year in property taxes, about 0.82% of their home's value, higher than the California rate of 0.70%. 54% of occupied homes here are lived in by their owners, and 39% of those owners still have a mortgage.
Niland at a glance
| Niland | California | U.S. | |
|---|---|---|---|
| Median home value | $226,200 | $734,700 | $332,700 |
| Median property tax paid per year | $1,855 | $5,124 | $3,119 |
| Property tax as a share of value | 0.82% | 0.70% | 0.94% |
| Median household income | – | $99,122 | $80,734 |
| Homes lived in by their owners | 54% | 56% | 65% |
| Owner homes with a mortgage | 39% | 67% | 61% |
| Median monthly costs, owners with a mortgage | – | $2,946 | $1,963 |
| Median rent | – | $2,036 | $1,413 |
| Median year homes were built | 1968 | 1976 | 1980 |
| Vacant homes | 17.2% | 7.5% | 10.1% |
| Population | 1,116 | 39,287,377 | 334,922,499 |
What a typical home costs per month in Niland
At this week's average 30-year rate of 7.11%, buying the median Niland home of $226,200 with 20% down costs about $1,466 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $1,843, because the loan is bigger and FHA adds mortgage insurance.
Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $62,835 for the 20%-down payment.
| Down payment | $45,240 |
|---|---|
| Loan amount | $180,960 |
| Principal and interest | $1,217 |
| Property taxes (0.82% a year) | $155 |
| Homeowners insurance (our estimate, 0.5% a year) | $94 |
| PMI | $0 |
| Total per month | $1,466 |
Change the numbers in the calculator
| Down payment | $7,917 |
|---|---|
| Loan amount | $222,103 |
| Principal and interest | $1,494 |
| Property taxes (0.82% a year) | $155 |
| Homeowners insurance (our estimate, 0.5% a year) | $94 |
| FHA mortgage insurance | $100 |
| Total per month | $1,843 |
Change the numbers in the calculator
Questions about home buying in Niland
What is the median home value in Niland?
About $226,200 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.
How much are property taxes in Niland?
Homeowners pay a median $1,855 a year, which is about 0.82% of the median home value. Your bill depends on your home's assessed value and local rates.
What income do you need to buy a home in Niland?
For the median home with 20% down at 7.11%, the payment is about $1,466 a month. Keeping that under 28% of gross income takes about $62,835 a year.
More about Niland
- Mortgage Refinance in Niland
- Debt Relief in Niland
- Home Equity Loans in Niland
- Guides and quotes for mortgage refinance on our sister site, MortgageRefinance.com
Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data