The typical owner-occupied home in Salton City is worth about $200,600, 73% below the California median of $734,700 and 40% below the national median of $332,700. Owners pay a median $2,123 a year in property taxes, about 1.06% of their home's value, higher than the California rate of 0.70%. The median household earns $47,827 a year, so the median home costs 4.2 times the median income (7.4 times for California). 88% of occupied homes here are lived in by their owners, and 39% of those owners still have a mortgage.
Salton City at a glance
| Salton City | California | U.S. | |
|---|---|---|---|
| Median home value | $200,600 | $734,700 | $332,700 |
| Median property tax paid per year | $2,123 | $5,124 | $3,119 |
| Property tax as a share of value | 1.06% | 0.70% | 0.94% |
| Median household income | $47,827 | $99,122 | $80,734 |
| Homes lived in by their owners | 88% | 56% | 65% |
| Owner homes with a mortgage | 39% | 67% | 61% |
| Median monthly costs, owners with a mortgage | $1,401 | $2,946 | $1,963 |
| Those costs as a share of the owners' income | 48.5% | 24.8% | 21.0% |
| Median rent | $1,372 | $2,036 | $1,413 |
| Rent as a share of renters' income | 36.0% | 32.8% | 30.6% |
| Median year homes were built | 2002 | 1976 | 1980 |
| Vacant homes | 16.8% | 7.5% | 10.1% |
| Population | 5,988 | 39,287,377 | 334,922,499 |
What a typical home costs per month in Salton City
At this week's average 30-year rate of 7.11%, buying the median Salton City home of $200,600 with 20% down costs about $1,340 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $1,675, because the loan is bigger and FHA adds mortgage insurance.
Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $57,443 for the 20%-down payment. That payment is 34% of the median Salton City household income of $47,827; at that income and 20% down, the 28% guideline points to a home of about $167,000.
The median rent here is $1,372 a month, a little more than the monthly cost of owning the median home with 20% down.
| Down payment | $40,120 |
|---|---|
| Loan amount | $160,480 |
| Principal and interest | $1,080 |
| Property taxes (1.06% a year) | $177 |
| Homeowners insurance (our estimate, 0.5% a year) | $84 |
| PMI | $0 |
| Total per month | $1,340 |
Change the numbers in the calculator
| Down payment | $7,021 |
|---|---|
| Loan amount | $196,967 |
| Principal and interest | $1,325 |
| Property taxes (1.06% a year) | $177 |
| Homeowners insurance (our estimate, 0.5% a year) | $84 |
| FHA mortgage insurance | $89 |
| Total per month | $1,675 |
Change the numbers in the calculator
Questions about home buying in Salton City
What is the median home value in Salton City?
About $200,600 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.
How much are property taxes in Salton City?
Homeowners pay a median $2,123 a year, which is about 1.06% of the median home value. Your bill depends on your home's assessed value and local rates.
What income do you need to buy a home in Salton City?
For the median home with 20% down at 7.11%, the payment is about $1,340 a month. Keeping that under 28% of gross income takes about $57,443 a year.
More about Salton City
- Mortgage Refinance in Salton City
- Debt Relief in Salton City
- Home Equity Loans in Salton City
- Guides and quotes for mortgage refinance on our sister site, MortgageRefinance.com
Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data