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Buying a home in Mountain View, Arkansas

The typical owner-occupied home in Mountain View is worth about $203,900, 8% above the Arkansas median of $188,000 and 39% below the national median of $332,700. Owners pay a median $619 a year in property taxes, about 0.30% of their home's value, lower than the Arkansas rate of 0.55%. The median household earns $29,172 a year, so the median home costs 7.0 times the median income (3.1 times for Arkansas). 58% of occupied homes here are lived in by their owners, and 42% of those owners still have a mortgage.

Mountain View at a glance

Mountain View Arkansas U.S.
Median home value $203,900 $188,000 $332,700
Median property tax paid per year $619 $1,040 $3,119
Property tax as a share of value 0.30% 0.55% 0.94%
Median household income $29,172 $60,773 $80,734
Homes lived in by their owners 58% 66% 65%
Owner homes with a mortgage 42% 53% 61%
Median monthly costs, owners with a mortgage $899 $1,345 $1,963
Those costs as a share of the owners' income 15.6% 18.5% 21.0%
Median rent $396 $947 $1,413
Rent as a share of renters' income 26.8% 27.6% 30.6%
Median year homes were built 1984 1987 1980
Vacant homes 18.4% 13.5% 10.1%
Population 2,913 3,049,391 334,922,499

What a typical home costs per month in Mountain View

At this week's average 30-year rate of 7.11%, buying the median Mountain View home of $203,900 with 20% down costs about $1,233 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $1,573, because the loan is bigger and FHA adds mortgage insurance.

Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $52,854 for the 20%-down payment. That payment is 51% of the median Mountain View household income of $29,172; at that income and 20% down, the 28% guideline points to a home of about $113,000.

The median rent here is $396 a month, so owning the median home costs about $837 a month more than renting, before you count the equity you build and any tax benefits.

20% down, 30-year conventional loan
Down payment$40,780
Loan amount$163,120
Principal and interest$1,097
Property taxes (0.30% a year)$51
Homeowners insurance (our estimate, 0.5% a year)$85
PMI$0
Total per month$1,233

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3.5% down, 30-year FHA loan
Down payment$7,136
Loan amount$200,207
Principal and interest$1,347
Property taxes (0.30% a year)$51
Homeowners insurance (our estimate, 0.5% a year)$85
FHA mortgage insurance$90
Total per month$1,573

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Questions about home buying in Mountain View

What is the median home value in Mountain View?

About $203,900 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.

How much are property taxes in Mountain View?

Homeowners pay a median $619 a year, which is about 0.30% of the median home value. Your bill depends on your home's assessed value and local rates.

What income do you need to buy a home in Mountain View?

For the median home with 20% down at 7.11%, the payment is about $1,233 a month. Keeping that under 28% of gross income takes about $52,854 a year.

More about Mountain View

Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data