The typical owner-occupied home in Williford is worth about $26,300, 86% below the Arkansas median of $188,000 and 92% below the national median of $332,700. Owners pay a median $199 a year in property taxes, about 0.76% of their home's value, higher than the Arkansas rate of 0.55%. The median household earns $22,750 a year, so the median home costs 1.2 times the median income (3.1 times for Arkansas). 86% of occupied homes here are lived in by their owners, and 13% of those owners still have a mortgage.
Williford at a glance
| Williford | Arkansas | U.S. | |
|---|---|---|---|
| Median home value | $26,300 | $188,000 | $332,700 |
| Median property tax paid per year | $199 | $1,040 | $3,119 |
| Property tax as a share of value | 0.76% | 0.55% | 0.94% |
| Median household income | $22,750 | $60,773 | $80,734 |
| Homes lived in by their owners | 86% | 66% | 65% |
| Owner homes with a mortgage | 13% | 53% | 61% |
| Median monthly costs, owners with a mortgage | – | $1,345 | $1,963 |
| Median rent | $563 | $947 | $1,413 |
| Rent as a share of renters' income | 27.5% | 27.6% | 30.6% |
| Median year homes were built | 1973 | 1987 | 1980 |
| Vacant homes | 37.5% | 13.5% | 10.1% |
| Population | 71 | 3,049,391 | 334,922,499 |
What a typical home costs per month in Williford
At this week's average 30-year rate of 7.11%, buying the median Williford home of $26,300 with 20% down costs about $169 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $213, because the loan is bigger and FHA adds mortgage insurance.
Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $7,250 for the 20%-down payment. That payment is 9% of the median Williford household income of $22,750; at that income and 20% down, the 28% guideline points to a home of about $83,000.
The median rent here is $563 a month, a little more than the monthly cost of owning the median home with 20% down.
| Down payment | $5,260 |
|---|---|
| Loan amount | $21,040 |
| Principal and interest | $142 |
| Property taxes (0.76% a year) | $17 |
| Homeowners insurance (our estimate, 0.5% a year) | $11 |
| PMI | $0 |
| Total per month | $169 |
Change the numbers in the calculator
| Down payment | $920 |
|---|---|
| Loan amount | $25,824 |
| Principal and interest | $174 |
| Property taxes (0.76% a year) | $17 |
| Homeowners insurance (our estimate, 0.5% a year) | $11 |
| FHA mortgage insurance | $12 |
| Total per month | $213 |
Change the numbers in the calculator
Questions about home buying in Williford
What is the median home value in Williford?
About $26,300 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.
How much are property taxes in Williford?
Homeowners pay a median $199 a year, which is about 0.76% of the median home value. Your bill depends on your home's assessed value and local rates.
What income do you need to buy a home in Williford?
For the median home with 20% down at 7.11%, the payment is about $169 a month. Keeping that under 28% of gross income takes about $7,250 a year.
More about Williford
- Mortgage Refinance in Williford
- Debt Relief in Williford
- Home Equity Loans in Williford
- Guides and quotes for mortgage refinance on our sister site, MortgageRefinance.com
Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data