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Buying a home in Huntington, Arkansas

The typical owner-occupied home in Huntington is worth about $45,600, 76% below the Arkansas median of $188,000 and 86% below the national median of $332,700. Owners pay a median $373 a year in property taxes, about 0.82% of their home's value, higher than the Arkansas rate of 0.55%. The median household earns $35,833 a year, so the median home costs 1.3 times the median income (3.1 times for Arkansas). 53% of occupied homes here are lived in by their owners, and 33% of those owners still have a mortgage.

Huntington at a glance

Huntington Arkansas U.S.
Median home value $45,600 $188,000 $332,700
Median property tax paid per year $373 $1,040 $3,119
Property tax as a share of value 0.82% 0.55% 0.94%
Median household income $35,833 $60,773 $80,734
Homes lived in by their owners 53% 66% 65%
Owner homes with a mortgage 33% 53% 61%
Median monthly costs, owners with a mortgage $656 $1,345 $1,963
Those costs as a share of the owners' income 24.1% 18.5% 21.0%
Median rent $917 $947 $1,413
Rent as a share of renters' income 26.3% 27.6% 30.6%
Median year homes were built 1974 1987 1980
Vacant homes 12.4% 13.5% 10.1%
Population 468 3,049,391 334,922,499

What a typical home costs per month in Huntington

At this week's average 30-year rate of 7.11%, buying the median Huntington home of $45,600 with 20% down costs about $296 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $372, because the loan is bigger and FHA adds mortgage insurance.

Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $12,667 for the 20%-down payment. That payment is 10% of the median Huntington household income of $35,833; at that income and 20% down, the 28% guideline points to a home of about $129,000.

The median rent here is $917 a month, a little more than the monthly cost of owning the median home with 20% down.

20% down, 30-year conventional loan
Down payment$9,120
Loan amount$36,480
Principal and interest$245
Property taxes (0.82% a year)$31
Homeowners insurance (our estimate, 0.5% a year)$19
PMI$0
Total per month$296

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3.5% down, 30-year FHA loan
Down payment$1,596
Loan amount$44,774
Principal and interest$301
Property taxes (0.82% a year)$31
Homeowners insurance (our estimate, 0.5% a year)$19
FHA mortgage insurance$20
Total per month$372

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Questions about home buying in Huntington

What is the median home value in Huntington?

About $45,600 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.

How much are property taxes in Huntington?

Homeowners pay a median $373 a year, which is about 0.82% of the median home value. Your bill depends on your home's assessed value and local rates.

What income do you need to buy a home in Huntington?

For the median home with 20% down at 7.11%, the payment is about $296 a month. Keeping that under 28% of gross income takes about $12,667 a year.

More about Huntington

Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data