The typical owner-occupied home in Atkins is worth about $124,400, 34% below the Arkansas median of $188,000 and 63% below the national median of $332,700. Owners pay a median $655 a year in property taxes, about 0.53% of their home's value, close to the Arkansas rate of 0.55%. The median household earns $61,908 a year, so the median home costs 2.0 times the median income (3.1 times for Arkansas). 66% of occupied homes here are lived in by their owners, and 56% of those owners still have a mortgage.
Atkins at a glance
| Atkins | Arkansas | U.S. | |
|---|---|---|---|
| Median home value | $124,400 | $188,000 | $332,700 |
| Median property tax paid per year | $655 | $1,040 | $3,119 |
| Property tax as a share of value | 0.53% | 0.55% | 0.94% |
| Median household income | $61,908 | $60,773 | $80,734 |
| Homes lived in by their owners | 66% | 66% | 65% |
| Owner homes with a mortgage | 56% | 53% | 61% |
| Median monthly costs, owners with a mortgage | $979 | $1,345 | $1,963 |
| Those costs as a share of the owners' income | 15.9% | 18.5% | 21.0% |
| Median rent | $889 | $947 | $1,413 |
| Rent as a share of renters' income | 23.6% | 27.6% | 30.6% |
| Median year homes were built | 1975 | 1987 | 1980 |
| Vacant homes | 12.8% | 13.5% | 10.1% |
| Population | 2,877 | 3,049,391 | 334,922,499 |
What a typical home costs per month in Atkins
At this week's average 30-year rate of 7.11%, buying the median Atkins home of $124,400 with 20% down costs about $776 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $983, because the loan is bigger and FHA adds mortgage insurance.
Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $33,268 for the 20%-down payment. That payment is 15% of the median Atkins household income of $61,908; at that income and 20% down, the 28% guideline points to a home of about $231,000.
The median rent here is $889 a month, a little more than the monthly cost of owning the median home with 20% down.
| Down payment | $24,880 |
|---|---|
| Loan amount | $99,520 |
| Principal and interest | $669 |
| Property taxes (0.53% a year) | $55 |
| Homeowners insurance (our estimate, 0.5% a year) | $52 |
| PMI | $0 |
| Total per month | $776 |
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| Down payment | $4,354 |
|---|---|
| Loan amount | $122,147 |
| Principal and interest | $822 |
| Property taxes (0.53% a year) | $55 |
| Homeowners insurance (our estimate, 0.5% a year) | $52 |
| FHA mortgage insurance | $55 |
| Total per month | $983 |
Change the numbers in the calculator
Questions about home buying in Atkins
What is the median home value in Atkins?
About $124,400 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.
How much are property taxes in Atkins?
Homeowners pay a median $655 a year, which is about 0.53% of the median home value. Your bill depends on your home's assessed value and local rates.
What income do you need to buy a home in Atkins?
For the median home with 20% down at 7.11%, the payment is about $776 a month. Keeping that under 28% of gross income takes about $33,268 a year.
More about Atkins
- Mortgage Refinance in Atkins
- Debt Relief in Atkins
- Home Equity Loans in Atkins
- Guides and quotes for mortgage refinance on our sister site, MortgageRefinance.com
Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data