The typical owner-occupied home in Bearden is worth about $74,600, 60% below the Arkansas median of $188,000 and 78% below the national median of $332,700. Owners pay a median $380 a year in property taxes, about 0.51% of their home's value, lower than the Arkansas rate of 0.55%. The median household earns $29,750 a year, so the median home costs 2.5 times the median income (3.1 times for Arkansas). 63% of occupied homes here are lived in by their owners, and 29% of those owners still have a mortgage.
Bearden at a glance
| Bearden | Arkansas | U.S. | |
|---|---|---|---|
| Median home value | $74,600 | $188,000 | $332,700 |
| Median property tax paid per year | $380 | $1,040 | $3,119 |
| Property tax as a share of value | 0.51% | 0.55% | 0.94% |
| Median household income | $29,750 | $60,773 | $80,734 |
| Homes lived in by their owners | 63% | 66% | 65% |
| Owner homes with a mortgage | 29% | 53% | 61% |
| Median monthly costs, owners with a mortgage | $773 | $1,345 | $1,963 |
| Those costs as a share of the owners' income | 9.0% | 18.5% | 21.0% |
| Median rent | $567 | $947 | $1,413 |
| Rent as a share of renters' income | 28.9% | 27.6% | 30.6% |
| Median year homes were built | 1978 | 1987 | 1980 |
| Vacant homes | 36.4% | 13.5% | 10.1% |
| Population | 826 | 3,049,391 | 334,922,499 |
What a typical home costs per month in Bearden
At this week's average 30-year rate of 7.11%, buying the median Bearden home of $74,600 with 20% down costs about $464 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $589, because the loan is bigger and FHA adds mortgage insurance.
Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $19,897 for the 20%-down payment. That payment is 19% of the median Bearden household income of $29,750; at that income and 20% down, the 28% guideline points to a home of about $112,000.
The median rent here is $567 a month, a little more than the monthly cost of owning the median home with 20% down.
| Down payment | $14,920 |
|---|---|
| Loan amount | $59,680 |
| Principal and interest | $401 |
| Property taxes (0.51% a year) | $32 |
| Homeowners insurance (our estimate, 0.5% a year) | $31 |
| PMI | $0 |
| Total per month | $464 |
Change the numbers in the calculator
| Down payment | $2,611 |
|---|---|
| Loan amount | $73,249 |
| Principal and interest | $493 |
| Property taxes (0.51% a year) | $32 |
| Homeowners insurance (our estimate, 0.5% a year) | $31 |
| FHA mortgage insurance | $33 |
| Total per month | $589 |
Change the numbers in the calculator
Questions about home buying in Bearden
What is the median home value in Bearden?
About $74,600 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.
How much are property taxes in Bearden?
Homeowners pay a median $380 a year, which is about 0.51% of the median home value. Your bill depends on your home's assessed value and local rates.
What income do you need to buy a home in Bearden?
For the median home with 20% down at 7.11%, the payment is about $464 a month. Keeping that under 28% of gross income takes about $19,897 a year.
More about Bearden
- Mortgage Refinance in Bearden
- Debt Relief in Bearden
- Home Equity Loans in Bearden
- Guides and quotes for mortgage refinance on our sister site, MortgageRefinance.com
Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data