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Buying a home in Rosston, Arkansas

The typical owner-occupied home in Rosston is worth about $37,100, 80% below the Arkansas median of $188,000 and 89% below the national median of $332,700. Owners pay a median $406 a year in property taxes, about 1.09% of their home's value, higher than the Arkansas rate of 0.55%. The median household earns $72,097 a year, so the median home costs 0.5 times the median income (3.1 times for Arkansas). 80% of occupied homes here are lived in by their owners, and 49% of those owners still have a mortgage.

Rosston at a glance

Rosston Arkansas U.S.
Median home value $37,100 $188,000 $332,700
Median property tax paid per year $406 $1,040 $3,119
Property tax as a share of value 1.09% 0.55% 0.94%
Median household income $72,097 $60,773 $80,734
Homes lived in by their owners 80% 66% 65%
Owner homes with a mortgage 49% 53% 61%
Median monthly costs, owners with a mortgage $599 $1,345 $1,963
Those costs as a share of the owners' income 9.0% 18.5% 21.0%
Median rent – $947 $1,413
Rent as a share of renters' income 36.9% 27.6% 30.6%
Median year homes were built 1993 1987 1980
Vacant homes 16.1% 13.5% 10.1%
Population 391 3,049,391 334,922,499

What a typical home costs per month in Rosston

At this week's average 30-year rate of 7.11%, buying the median Rosston home of $37,100 with 20% down costs about $249 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $311, because the loan is bigger and FHA adds mortgage insurance.

Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $10,664 for the 20%-down payment. That payment is 4% of the median Rosston household income of $72,097; at that income and 20% down, the 28% guideline points to a home of about $251,000.

20% down, 30-year conventional loan
Down payment$7,420
Loan amount$29,680
Principal and interest$200
Property taxes (1.09% a year)$34
Homeowners insurance (our estimate, 0.5% a year)$15
PMI$0
Total per month$249

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3.5% down, 30-year FHA loan
Down payment$1,298
Loan amount$36,428
Principal and interest$245
Property taxes (1.09% a year)$34
Homeowners insurance (our estimate, 0.5% a year)$15
FHA mortgage insurance$16
Total per month$311

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Questions about home buying in Rosston

What is the median home value in Rosston?

About $37,100 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.

How much are property taxes in Rosston?

Homeowners pay a median $406 a year, which is about 1.09% of the median home value. Your bill depends on your home's assessed value and local rates.

What income do you need to buy a home in Rosston?

For the median home with 20% down at 7.11%, the payment is about $249 a month. Keeping that under 28% of gross income takes about $10,664 a year.

More about Rosston

Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data