The typical owner-occupied home in Humnoke is worth about $73,800, 61% below the Arkansas median of $188,000 and 78% below the national median of $332,700. The median household earns $42,813 a year, so the median home costs 1.7 times the median income (3.1 times for Arkansas). 75% of occupied homes here are lived in by their owners, and 23% of those owners still have a mortgage.
Humnoke at a glance
| Humnoke | Arkansas | U.S. | |
|---|---|---|---|
| Median home value | $73,800 | $188,000 | $332,700 |
| Median property tax paid per year | – | $1,040 | $3,119 |
| Median household income | $42,813 | $60,773 | $80,734 |
| Homes lived in by their owners | 75% | 66% | 65% |
| Owner homes with a mortgage | 23% | 53% | 61% |
| Median monthly costs, owners with a mortgage | – | $1,345 | $1,963 |
| Median rent | – | $947 | $1,413 |
| Rent as a share of renters' income | 51.0% | 27.6% | 30.6% |
| Median year homes were built | 1969 | 1987 | 1980 |
| Vacant homes | 22.2% | 13.5% | 10.1% |
| Population | 122 | 3,049,391 | 334,922,499 |
What a typical home costs per month in Humnoke
At this week's average 30-year rate of 7.11%, buying the median Humnoke home of $73,800 with 20% down costs about $496 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $619, because the loan is bigger and FHA adds mortgage insurance.
Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $21,239 for the 20%-down payment. That payment is 14% of the median Humnoke household income of $42,813; at that income and 20% down, the 28% guideline points to a home of about $149,000.
| Down payment | $14,760 |
|---|---|
| Loan amount | $59,040 |
| Principal and interest | $397 |
| Property taxes (1.10% a year) | $68 |
| Homeowners insurance (our estimate, 0.5% a year) | $31 |
| PMI | $0 |
| Total per month | $496 |
Change the numbers in the calculator
| Down payment | $2,583 |
|---|---|
| Loan amount | $72,463 |
| Principal and interest | $487 |
| Property taxes (1.10% a year) | $68 |
| Homeowners insurance (our estimate, 0.5% a year) | $31 |
| FHA mortgage insurance | $33 |
| Total per month | $619 |
Change the numbers in the calculator
Questions about home buying in Humnoke
What is the median home value in Humnoke?
About $73,800 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.
What income do you need to buy a home in Humnoke?
For the median home with 20% down at 7.11%, the payment is about $496 a month. Keeping that under 28% of gross income takes about $21,239 a year.
More about Humnoke
- Mortgage Refinance in Humnoke
- Debt Relief in Humnoke
- Home Equity Loans in Humnoke
- Guides and quotes for mortgage refinance on our sister site, MortgageRefinance.com
Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data