The typical owner-occupied home in Ogden is worth about $46,800, 75% below the Arkansas median of $188,000 and 86% below the national median of $332,700. Owners pay a median $875 a year in property taxes, about 1.87% of their home's value, higher than the Arkansas rate of 0.55%. 75% of occupied homes here are lived in by their owners, and 12% of those owners still have a mortgage.
Ogden at a glance
| Ogden | Arkansas | U.S. | |
|---|---|---|---|
| Median home value | $46,800 | $188,000 | $332,700 |
| Median property tax paid per year | $875 | $1,040 | $3,119 |
| Property tax as a share of value | 1.87% | 0.55% | 0.94% |
| Median household income | – | $60,773 | $80,734 |
| Homes lived in by their owners | 75% | 66% | 65% |
| Owner homes with a mortgage | 12% | 53% | 61% |
| Median monthly costs, owners with a mortgage | – | $1,345 | $1,963 |
| Those costs as a share of the owners' income | 9.0% | 18.5% | 21.0% |
| Median rent | $922 | $947 | $1,413 |
| Rent as a share of renters' income | 22.5% | 27.6% | 30.6% |
| Median year homes were built | 1967 | 1987 | 1980 |
| Vacant homes | 9.2% | 13.5% | 10.1% |
| Population | 140 | 3,049,391 | 334,922,499 |
What a typical home costs per month in Ogden
At this week's average 30-year rate of 7.11%, buying the median Ogden home of $46,800 with 20% down costs about $344 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $422, because the loan is bigger and FHA adds mortgage insurance.
Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $14,755 for the 20%-down payment.
The median rent here is $922 a month, a little more than the monthly cost of owning the median home with 20% down.
| Down payment | $9,360 |
|---|---|
| Loan amount | $37,440 |
| Principal and interest | $252 |
| Property taxes (1.87% a year) | $73 |
| Homeowners insurance (our estimate, 0.5% a year) | $20 |
| PMI | $0 |
| Total per month | $344 |
Change the numbers in the calculator
| Down payment | $1,638 |
|---|---|
| Loan amount | $45,952 |
| Principal and interest | $309 |
| Property taxes (1.87% a year) | $73 |
| Homeowners insurance (our estimate, 0.5% a year) | $20 |
| FHA mortgage insurance | $21 |
| Total per month | $422 |
Change the numbers in the calculator
Questions about home buying in Ogden
What is the median home value in Ogden?
About $46,800 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.
How much are property taxes in Ogden?
Homeowners pay a median $875 a year, which is about 1.87% of the median home value. Your bill depends on your home's assessed value and local rates.
What income do you need to buy a home in Ogden?
For the median home with 20% down at 7.11%, the payment is about $344 a month. Keeping that under 28% of gross income takes about $14,755 a year.
More about Ogden
- Mortgage Refinance in Ogden
- Debt Relief in Ogden
- Home Equity Loans in Ogden
- Guides and quotes for mortgage refinance on our sister site, MortgageRefinance.com
Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data