The typical owner-occupied home in Pleasant Plains is worth about $118,800, 37% below the Arkansas median of $188,000 and 64% below the national median of $332,700. Owners pay a median $473 a year in property taxes, about 0.40% of their home's value, lower than the Arkansas rate of 0.55%. The median household earns $59,531 a year, so the median home costs 2.0 times the median income (3.1 times for Arkansas). 90% of occupied homes here are lived in by their owners, and 73% of those owners still have a mortgage.
Pleasant Plains at a glance
| Pleasant Plains | Arkansas | U.S. | |
|---|---|---|---|
| Median home value | $118,800 | $188,000 | $332,700 |
| Median property tax paid per year | $473 | $1,040 | $3,119 |
| Property tax as a share of value | 0.40% | 0.55% | 0.94% |
| Median household income | $59,531 | $60,773 | $80,734 |
| Homes lived in by their owners | 90% | 66% | 65% |
| Owner homes with a mortgage | 73% | 53% | 61% |
| Median monthly costs, owners with a mortgage | $1,050 | $1,345 | $1,963 |
| Those costs as a share of the owners' income | 18.3% | 18.5% | 21.0% |
| Median rent | $1,000 | $947 | $1,413 |
| Rent as a share of renters' income | 32.9% | 27.6% | 30.6% |
| Median year homes were built | 1979 | 1987 | 1980 |
| Vacant homes | 8.8% | 13.5% | 10.1% |
| Population | 376 | 3,049,391 | 334,922,499 |
What a typical home costs per month in Pleasant Plains
At this week's average 30-year rate of 7.11%, buying the median Pleasant Plains home of $118,800 with 20% down costs about $728 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $926, because the loan is bigger and FHA adds mortgage insurance.
Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $31,219 for the 20%-down payment. That payment is 15% of the median Pleasant Plains household income of $59,531; at that income and 20% down, the 28% guideline points to a home of about $227,000.
The median rent here is $1,000 a month, a little more than the monthly cost of owning the median home with 20% down.
| Down payment | $23,760 |
|---|---|
| Loan amount | $95,040 |
| Principal and interest | $639 |
| Property taxes (0.40% a year) | $40 |
| Homeowners insurance (our estimate, 0.5% a year) | $50 |
| PMI | $0 |
| Total per month | $728 |
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| Down payment | $4,158 |
|---|---|
| Loan amount | $116,648 |
| Principal and interest | $785 |
| Property taxes (0.40% a year) | $40 |
| Homeowners insurance (our estimate, 0.5% a year) | $50 |
| FHA mortgage insurance | $53 |
| Total per month | $926 |
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Questions about home buying in Pleasant Plains
What is the median home value in Pleasant Plains?
About $118,800 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.
How much are property taxes in Pleasant Plains?
Homeowners pay a median $473 a year, which is about 0.40% of the median home value. Your bill depends on your home's assessed value and local rates.
What income do you need to buy a home in Pleasant Plains?
For the median home with 20% down at 7.11%, the payment is about $728 a month. Keeping that under 28% of gross income takes about $31,219 a year.
More about Pleasant Plains
- Mortgage Refinance in Pleasant Plains
- Debt Relief in Pleasant Plains
- Home Equity Loans in Pleasant Plains
- Guides and quotes for mortgage refinance on our sister site, MortgageRefinance.com
Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data