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Buying a home in Earle, Arkansas

The typical owner-occupied home in Earle is worth about $87,900, 53% below the Arkansas median of $188,000 and 74% below the national median of $332,700. Owners pay a median $277 a year in property taxes, about 0.32% of their home's value, lower than the Arkansas rate of 0.55%. The median household earns $32,197 a year, so the median home costs 2.7 times the median income (3.1 times for Arkansas). 36% of occupied homes here are lived in by their owners, and 48% of those owners still have a mortgage.

Earle at a glance

Earle Arkansas U.S.
Median home value $87,900 $188,000 $332,700
Median property tax paid per year $277 $1,040 $3,119
Property tax as a share of value 0.32% 0.55% 0.94%
Median household income $32,197 $60,773 $80,734
Homes lived in by their owners 36% 66% 65%
Owner homes with a mortgage 48% 53% 61%
Median monthly costs, owners with a mortgage $1,261 $1,345 $1,963
Those costs as a share of the owners' income 24.6% 18.5% 21.0%
Median rent $583 $947 $1,413
Rent as a share of renters' income 28.7% 27.6% 30.6%
Median year homes were built 1970 1987 1980
Vacant homes 35.2% 13.5% 10.1%
Population 1,520 3,049,391 334,922,499

What a typical home costs per month in Earle

At this week's average 30-year rate of 7.11%, buying the median Earle home of $87,900 with 20% down costs about $533 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $680, because the loan is bigger and FHA adds mortgage insurance.

Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $22,848 for the 20%-down payment. That payment is 20% of the median Earle household income of $32,197; at that income and 20% down, the 28% guideline points to a home of about $124,000.

The median rent here is $583 a month, a little more than the monthly cost of owning the median home with 20% down.

20% down, 30-year conventional loan
Down payment$17,580
Loan amount$70,320
Principal and interest$473
Property taxes (0.32% a year)$23
Homeowners insurance (our estimate, 0.5% a year)$37
PMI$0
Total per month$533

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3.5% down, 30-year FHA loan
Down payment$3,076
Loan amount$86,308
Principal and interest$581
Property taxes (0.32% a year)$23
Homeowners insurance (our estimate, 0.5% a year)$37
FHA mortgage insurance$39
Total per month$680

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Questions about home buying in Earle

What is the median home value in Earle?

About $87,900 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.

How much are property taxes in Earle?

Homeowners pay a median $277 a year, which is about 0.32% of the median home value. Your bill depends on your home's assessed value and local rates.

What income do you need to buy a home in Earle?

For the median home with 20% down at 7.11%, the payment is about $533 a month. Keeping that under 28% of gross income takes about $22,848 a year.

More about Earle

Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data